Vehicle insurance covers you and your wheels in the event of an accident or theft. Let’s say that you attempt to show off your driving finesse by overtaking the slow Joe in front of you. Before you hit the brakes, you’ve slammed into a passing vehicle.

The verdict: If you are held legally liable, you would be liable for all of the damage you caused to the other driver and his vehicle. And, you’ll be using the local carpool while your car rusts in a storage yard, if you cannot afford to repair it yourself.

If your car is stolen or written off, you may want to pay a deposit to buy a new car – even if you are insured. Deposit cover will pay you 10% of the sum insured (up to R100 000), regardless of whether or not you paid a deposit when you initially purchased the vehicle.

So if you need quotes for car and/or motorcycle insurance, vehicle tracking devices or cover against dents and scratches – Let Hippo do the hard work so you don’t have to!