Stokvels are one of the largest informal savings systems in the world. The concept is simple, and that is exactly why it works. A group of people agree to contribute a fixed amount on a regular schedule. The pot rotates, or accumulates for a shared goal and everyone benefits. No credit check. No complicated contracts.

Every year, around July, SARS opens filing season and millions of South Africans have the creeping realisation that they have tax returns to submit. Some people panic. Some do nothing and hope for the best. Some get a pleasant surprise in the form of a refund.The good news is filing is simpler than it used to be.

Saving your money is easier with some banks than with others, with interest rates and bank fees affecting how fast your savings grow. Here’s what to look for when comparing savings accounts to ensure you get what best suits your needs.

Learn how to spot a loan shark in South Africa, know the red flags and understand the legal caps. Compare registered lenders on Hippo today!

Choosing the right Retirement Plan can make a significant difference to your long-term financial security. This guide compares retirement annuities, pension funds, and provident funds in South Africa to help you find the best fit for your retirement savings goals.

Waiting for a Personal Loan to be approved is a bit like going on a first date. Your hands are sweaty and your stomach’s tied in knots, as you wonder whether this is your best option and worry over potential rejection.

Debt Counselling can be a genuine lifeline when monthly repayments start crowding out everything else in your budget. For many South Africans, it offers structure, legal protection, and a realistic path back to financial breathing room. The important part is choosing a service that is properly registered, transparent about costs, and set up to support you for the full journey.

Why is it important to shop around when deciding on or upgrading a credit card? Well, interest rates differ from bank to bank and profile to profile, as do the terms and conditions of each product.

Debt Consolidation can feel like a financial reset button if you’re caught in a tough spot. Instead of juggling multiple repayments each month, you move everything into a single instalment that is (ideally) easier to manage and lower than all your individual payments. The catch is that not every consolidation offer improves your position - some stretch the debt over a longer period.

It feels like Personal Loans become quicker and easier to access every year - which is great news for anyone who’s ever found themselves with a financial gap they need to cover. The catch is that convenience can make it tempting to sign before you’ve really unpacked the fine print.

Life in South Africa is expensive, no matter who you are. Daily costs keep climbing, and most of us are just trying to stay afloat. Then something extra hits and you need cash you don’t have right now. That’s often when people turn to personal loans.

TransUnion operates as the primary credit bureau in South Africa, managing data for both consumers and enterprises, helping South Africans navigate the credit market and verify significant purchases.