Medical Aid: Terms You Need to Know

It might be the perfect time to review your Medical Aid policy and decide whether you’ll need to upgrade or downgrade your current plan. But, deciding on the right scheme or plan can be daunting, as you’re constantly bombarded with Medical Aid jargon. Luckily, this year you’ll be in the know. We’ve taken a closer look at some Medical Aid terms to help you understand what they mean, so you can make an informed decision.

A Guide to Dubai

A tighter budget shouldn’t hamper South Africans’ desire to travel. We can still leave the African plains to follow those moments of wanderlust and experience the wonders of the world. The truth is, there are a number of countries that offer South Africans memorable and well-deserved holiday options without costing an arm and a leg. The first on our list of affordable countries for South Africans to travel to, is Dubai.

The Difference Between Car Insurance and a Motor Warranty

When you're in the market to purchase a vehicle, you can expect that there will be consumer protection plans attached to cover the vehicle against certain risks. The two most common plans are Car Insurance and a Motor Warranty.

What Happens When You Catch the Common Cold?

At some point in the year, some of us are likely to experience the unpleasant symptoms of the common cold – a runny nose, sore throat, coughing, and body ache. We are especially vulnerable during the winter months when our immune system slows down and we spend more time indoors.

How South Africans Save

The South African Savings Institute (SASI) launched National Savings Month in Sandton in July 2017 as a reminder that we should all put some money away for a rainy day. Saving, however, means different things to different people. Some prefer to put their money in a savings account, others take out a Life Insurance policy, make off-shore investments, buy real estate or keep their money in stokvels.

The Burglar’s Guide to Your Home

With last year’s crime stats showing that break-ins at residential properties is the third most common crime in the country (at over a quarter of a million cases in 2016 according to a Business Tech report) do you know how likely it is that your home will be broken into? The architecture of your house can trigger burglary, and you probably aren’t even aware of it.

Quick Guide to Filing Income Tax Returns

Tax return season for individuals officially opened on 1 July 2017. If you are a South African citizen, you may need to submit an income tax return to the South African Revenue Service (SARS) over the next couple of months (deadlines to be announced). The purpose of filing an income tax return is for SARS to determine how much money you owe the government or if you're due for a tax rebate.

South Africa’s Top Winter Destinations

The July holiday period will soon be upon us, and if you’re thinking of taking your friends or loved ones on a winter trip, now is the time to get it booked, if you haven’t done so already. There are plenty of destinations spread across South Africa to take your well-deserved break in, that offer activities to suit every want or need. If you’re dreaming of snuggling up next to a fireplace with a glass of red wine, looking forward to getting your fill of nature on a mountain hike, or keen to spot and photograph the wonderful varieties of flora and fauna the country has to offer, there is a destination for you.

Online Tax Tools to Make Your Returns a Breeze This Season

Tax season is here, and maybe you’re one of the many people who don’t know where to start with their tax return. If you can’t rely on your employer or a tax practitioner to help you with your tax returns, there are some useful online tools that can assist you with your tax filing, so that you’re not left scratching your head.

Warning Signs Your Car Needs a Service

Do you know how to spot the signs that your car needs a service? While there are things you can ignore, other changes in your car require immediate attention, as they may seem minor at first but can lead to several other problems if the car is not given attention.

The Difference Between Medical Aid and a Hospital Plan

Whether you are living with a long-lasting medical condition or leading a healthy lifestyle, it's important that you have the resources available to pay for current and future healthcare expenses. After all, regardless of your health status, you still want to protect yourself and your family's wellbeing.

Winter 2017 Entertainment Guide

Winter is the time most of us prefer to just cuddle up under blankets and switch to hibernation mode. But, for entertainment junkies, being trapped indoors on those drizzly days provides plenty of opportunities to catch up on new movies, books, series, and video games.

South Africa's Most Fuel-Efficient Cars

May 2017 saw a fuel price hike of 49 cents per litre for 93 and 95 petrol, and a 30 cents per litre hike for diesel after a weakened Rand following President Jacob Zuma’s cabinet reshuffle. While analysts predict a possible decrease in fuel prices in June, the average South African motorist has to foot the bill until then.

Why do You Need Life Insurance

What would your loved ones do if you’re no longer there to provide for them financially? If your family relies on your income to make ends meet or if your income helps your family maintain their standard of living, you might want to invest in Life Insurance.

Nissan LEAF Debuts Energy Transfer Testing in South Africa

BusinessTech reports that Nissan is collaborating with the uYilo e-Mobility programme to put on trial a system that enables electricity reserves in the LEAF's battery to be distributed to homes where it can be used for cooking and lighting. The experiment was implemented to help uYilo – a manufacturer of electric mobility technology – develop their charging technology in South Africa.

What Further Credit Rating Downgrades Could Actually Mean For You

As government is busy making great effort to restore South Africa's investment grade rating, consumers must now deal with the consequences of Standard & Poor's junk rating. The economic outlook is even more uncertain as we await the announcement from Moody, which has placed South Africa under review for a downgrade and will only reveal its rating of South Africa's credit status around the July 3 deadline.

2017’s Wave of Luxury SUVs

While 2017 vehicle sales in general might be at an all-time low, it appears to be the year that luxury SUVs gain consumer interest, as Land Rover, Volvo, and Bentley put energy into even more technological features in their latest SUV models

What to Do After a Car Accident

Car accidents are an everyday occurrence on South African highways. Our country has the 42nd highest road mortality rate in the world. If your car was involved in an accident what would you do? Below is a step-by-step guide on how to deal with a car accident.

Average Funeral Costs in South Africa

How would you like to be remembered? Some prefer a funeral where family and friends wear bright colours and release multi-coloured balloons while others want a cremation so that their remains can be scattered in the ocean. But what would it cost? We take a closer look...

The Most Searched for Car Brands in South Africa

New vehicle sales in South Africa have increased by 3.7% from January 2016 to January 2017, a welcome improvement from the previous year of sales that saw an 11.4% drop from 2015 to 2016. With an increase in sales, and a seemingly spiked interest in new vehicles from the South African consumer, Hippo.co.za decided to take a look at the top 10 most searched for car brands in South Africa, according to the Google’s keyword planner search results.

Defensive Driving Tips That Could Save Your Life

This article presents several road scenarios that show the importance of mastering the art of defensive driving. Spotting and avoiding road hazards in time will not only ensure a safe driving environment for yourself and other road users but will also keep your driving record spotless (hint: Car Insurance companies take your driving record in consideration when calculating your premium and many will ask if you’ve had additional training).

Balloon Payments and Residual Valuation

Buying a car is usually one of the bigger financial ventures you'll take on in your lifetime. Whether you're in the market for a newly arrived model or intend to approach a used-car dealer, a key step in the car-buying process is figuring out how you're going to pay for it. With the year-on-year increase in car prices, many prospective buyers find that Vehicle Financing is the only way they'll be able to afford their dream car.

How to Save Water and Recycle Grey Water in Your Home

The current drought has forced the city of Cape Town to enforce increasingly severe limitations on water usage. The Cape Town city council said it is now up to every resident to use water wisely, and urged Capetonians to bring down their water consumption even further than the 800 million litres daily target to 700 million litres, or the city may be in an even more critical water crisis.

Motorbike Events Guide for 2017

Motorcycle enthusiasts know that their lifestyle is more than wearing leathers, or going on unplanned adventures with fellow bikers. Sure, nothing beats the feeling of the wind in your face, the scenery, the smells and that sense of freedom, but imagine this sensory feast amplified by a rally or run where you can not only show off your bike but also your riding skills.

How to Navigate the Job Hunt in 2017

Often with a new year comes fresh starts and new resolutions, and if you’re feeling unhappy at work, the beginning of the year might be the best time to make a job, or even a career, change happen. Whether you’ve just finished matric, need a fresh routine or are unhappy with your current salary and have been relying on a Personal Loan to make ends meet, the job hunting process can be rather daunting if you don’t know where to start. With the help of a career expert, we lay out a few top tips to help you through the process, and increase your chances of getting a new job this year.

What You Need to Know About Adoption in SA

In South Africa, by last reports, approximately 11.9 million children (64% of all South African children) live in poverty. The closest possible consensus tells us that some 1.7 million children (9% of all South African children) still live in informal housing such as shacks in backyards or squatter settlements. Due to the number of independent adoption institutions in South Africa, and how loosely regulated they are, no one knows for certain how many adoptions of non-blood related children there are or have been in the country.

BLOG - Are Women or Men Angrier on the Road

Conventional wisdom tells us that men take more driving risks on the road, which is one of the reasons they may face higher premiums for their Car Insurance. But, a new study concludes that women may actually be more likely to throw traffic tantrums.

How Stress Really Leads to Weight Gain

Many people follow a healthy diet because we’ve been told that we should stay away from lots of carbohydrates, fats, and sugar if we don’t want to pile on the kilograms. But, how many of us know that it is not just comfort eating that can make us gain weight?

The Legal Implications of Living Together

There are many reasons why partners choose to move in together rather than getting married right away, ranging from getting to know one another better, to sharing expenses. But, living in cohabitation or being an unmarried couple sometimes results in disputes over assets upon death or separation.

South Africa’s Safest Entry-Level Cars

In September 2016, the Automobile Association (AA) published its first annual ‘Entry Level Vehicle Safety Report’, to identify and compare the safety features in 23 motor vehicles available on the South African market for under R150 000. Poor economic growth, coupled with the increasing price of new motor vehicles has put pressure on young South African drivers, who are looking for an affordable yet safe vehicle. Worryingly, those looking for a vehicle seem to be more preoccupied with the affordability of a vehicle and not its safety features.

Top Locally Made Travel Apps

There seems to be an app for everything these days, from fitness tracking, photography and deal finders, to translation and even travel. So if you plan to travel around the country in the near future you might be wondering which of the thousands of travel apps might be worth getting hold of to help you have the best experience. You want to see all the big sites, find the best accommodation and do it all within your budget. Luckily, exploring and dining in a new city has never been easier with the help of some locally built apps that we’ve listed.

Pros and Cons of Trading in Your Car

If you’ve been driving your car for some time and think it’s time for a new set of wheels, you can either market and sell it yourself, or you may find it more beneficial to trade it in at a dealership. This could be a good route to take as it may help lower your down payment on your new vehicle. Before you go to a dealer, here are some of the things/tips you need to know about trading in your car.

South Africa's Most Stressful Jobs Revealed

A recent study performed by Pharma Dynamics, has revealed interesting results on what the most stressful jobs in South Africa are, and surprisingly, the common corporate-related jobs aren’t at the top of the list. Stress can be measured in different ways, and different jobs can surface different types of stress-related symptoms, but according to the 2 000 respondents who come from over 40 different professional backgrounds, which professionals are the most stressed out?

How a Supermarket's Layout Influences Shopping Behaviour

Most of us are generally aware of the strategically placed luxury items which regularly feature close to the checkout counter of a grocery store. These items will usually include what retail outlets sometimes refer to as “impulse buys” being chocolate, sweets and snacks. What many of us do not put much thought into is how much the remainder of the store’s layout can influence our shopping behaviour.

Unhealthy Food That May Be Good for You

While conventional wisdom tells us to stay away from meals served in foam containers or paper wraps, not all unhealthy food is bad for one's health. Hippo.co.za reached out to two nutrition experts to find out which foods, snacks and beverages traditionally considered dietary no-no's, may actually have positive health outcomes when taken in very limited portions and cooked the right way.

How to Stay Fit at Work

An office job pays our monthly expenses but being confined to a desk for 7-8 hours a day does not benefit our body’s well-being. And, even though you may go to the gym for a couple of hours on a regular basis, sitting at your desk for so many hours is not really ideal for your spine. That’s why we asked two fitness experts to fill us in on how one can stay fit with an office job.

The Cheapest Used Cars to Insure in South Africa

Looking to get the best possible Car Insurance premiums? Hippo.co.za digs deep into some of the aspects your insurer will look at, so that you get a money-saving deal. View the world through the eyes of your Car Insurance company and possibly save a fortune.

The Most Unusual Deaths in History

We are all aware of the fact that we will die someday and that death can catch anyone at any time. The only thing that remains uncertain is its coming. We take a look at some of the strangest ways people have died over the years.

6 Ways to Make Your Home Sell Faster

The faster you can sell your home, the faster you can access the capital you’ve invested in it and move on with your life. The reality, though, is that many houses sit stagnant on the market for several months. This not only eats into profit but may prevent you from moving forward with your property investments. It also means that expenses, like your bond and Household Insurance, keep ticking over all the time while it’s on the market.

Budget-Beating Dinners

Buying your morning cup of coffee. Filling up your car with fuel. Planning your weekly meals. From petrol to milk and bread, everything has gone up in price recently as both globally and locally, economies start to feel the pinch.

Facebook, Death and Grieving

If you've already started planning for the future, you probably have the more important things like Funeral Cover and your estate sorted out by now. But, here's something you probably haven't considered: what happens to your Facebook account when you're gone?

4 Outdoor and Adventure Apps That Could Save Your Life

Have you ever been saved from a potentially life-threatening situation with the help of an app on your smartphone? Find out which apps can turn your smartphone into a survival device.

Five Stats That Show the Importance of Planning Ahead

Every year, companies and researchers run surveys across a variety of disciplines. Most of these studies shed light on customer or civil behaviour, but some also serve as eye-openers that can help us make informed decisions about certain aspects of our lives. Hippo.co.za gathered five statistics from the last three years to illustrate the importance of Life Insurance and planning ahead.

How to Be Safe on the Road This Winter

There are dozens of good reasons to get an affordable Funeral Cover policy in place, but this winter season may be one of the best.

How to Afford Your New Home

So you’ve bought a new home, successfully made the big jump to owning something a bit bigger, but inevitably this comes with some additional costs. Suddenly everything from your home improvement ideas, and even your entertainment, needs to be reassessed to account for the higher costs

Do You Have Unclaimed Life Insurance Benefits?

When it comes to your family's financial future, the only thing worse than not having the right type, and amount, of Life Insurance cover is being unaware of a benefit payout that is due – sometimes long after they needed it the most.

Can staying single shorten your lifespan?

Can your relationship status affect the quality and ultimately length of your life? According to research done at the University of Louisville, Kentucky, that included 500 million people, the risk of death was 32% higher for single men compared to married men, and 23% higher for single women compared to married women. But what’s not to love about being single?

The Durban Road Trip Planner

While the rain is coming down at right angles in Cape Town, and Johannesburg locals are shivering in icy temperatures, Durbanites are still going on day trips to the beach. Such is the balmy winter weather of this central KwaZulu-Natal city, and that’s what makes it the perfect place to escape to when you just can’t take the cold anymore. So book your flights to Durban, organise a Car Rental for your arrival, and make sure you’re protected with affordable Travel Insurance so you can enjoy fun in the sun with peace of mind.

Tips for Renewing Your Car Licence

If you own a car, you may have noted that you didn’t get a reminder notice this year about renewing your licence. Have you checked on your windscreen for when your licence expires? Unfortunately, AARTO (Administrative Adjudication of Road Traffic Offences) is currently not sending these notices out, which may mean that many people have either forgotten to renew them or may not know how to do it…

Medicine Cabinet Essentials for Parents

It’s an inevitable part of being a parent that at some point you’ll have a sick child on your hands. For more serious illnesses like chickenpox or ear infections, you’ll probably have to make a trip to the doctor, but for minor things like scrapes and cuts, sniffles and tummy bugs you can usually buy over-the-counter medicine to help relieve your little one’s discomfort.

Four Life Events Where Life Insurance Is Important

Be it a brand new baby, an unexpected divorce or the inevitability of growing old, various life stages or significant events turn us into new versions of ourselves. The footloose and fancy-free youngster makes way for an adult with fresh interests and gradual capacity to take on responsibility.

Financial Lessons for Businesses from 2015

It was a turbulent year for the South African economy. From power shortages, drought and the axing of the finance minister to being downgraded by ratings agencies to a notch above “junk”, the country took a serious financial hit. But, with the reinstatement of Finance Minister Pravin Gordhan and a steadying Rand offering some relief, all may not be lost. Even though economic growth is of concern, we also know that where there have been problems, there are lessons for us to learn as well.

The Rise of Wellness Holidays

In the past, holidays were all about working on your tan, lounging by the swimming pool and eating too many pastries at the restaurant’s buffet. But, with the growing worldwide trend of personal health and wellness on the rise, holidays have become about much more than that – they’ve become another chance to work on your long-term health, another health investment on top of your Medical Aid plan.

How to Get a Loan in Tough Economic Times

The recent interest rate hikes, food price increases and generally tough economic times in South Africa right now mean that you’re probably feeling a little stretched financially. Personal Loans can help bridge the gap by providing financing in the short-term, which you can pay off in smaller amounts later.

Strange Illnesses You May Not Have Heard Of

Many of us fear being diagnosed with common diseases such as cancer or diabetes, but for a small percentage of the population, visiting a doctor has yielded more terrifying results. More people than you might think, worldwide, suffer from strange and shocking illnesses, many of which you may never have heard of. In this article, you’ll learn more about these conditions, which continue to perplex the medical industry.

Four Top Funeral Scenes from Movies

Great filmmakers move us because they splice together the joy and heartache of life. Nowhere is this emotional rollercoaster more apparent than in comic portrayals of funerals. As the playwright George Bernard Shaw so aptly put it: “Life does not cease to be funny when people die any more than it ceases to be serious when people laugh.”

2016: The Year to Eat Your Beans

Beans. Lentils. Chickpeas. These humble foodstuffs are probably not on the top of your favourite foods list. However, the United Nations is hoping to change all of that by declaring 2016 “The Year of the Pulse”, an initiative aimed at encouraging consumers to eat more of this healthy food type.

Improving Your Credit Score

Waiting for a Personal Loan to be approved is a bit like going on a first date. Your hands are sweaty and your stomach’s tied in knots, as you wonder whether this is your best option and worry over potential rejection.

Life Insurance Myths

While the concept of Life Insurance is simple – it provides your loved ones with a financial cushion when you’re no longer able to – the different levels of life insurance cover available can make choosing a policy a complex decision.

Nevertirees – Why Some Top Business People Refuse to Retire

Some people are simply far too driven to be slowed down by the march of years. Their work will never be done, and although they may stop to smell the roses it will be when their schedules permit. It’s this sense of ambition and drive which inspires us all and assists in bolstering our otherwise flagging economy.

Write a Will and Protect Your Legacy

According to an article on Fin24, only about 10% of South Africans have a will. This seems like risky behaviour when the cost of drafting a will is the same amount you might spend on a gift for someone or a night out on the town. But in fact, a proper will could be the most important gift you ever give your loved ones besides having things like Life Insurance and Funeral Cover policies in place, so that they’re looked after when you’re gone. A will is a way of protecting your legacy and ensuring that after you pass away, your belongings and money are distributed as you want them to be.

High-Risk Activities & Life Insurance

As human beings, we're always pursuing meaningful experiences that add value to our lives. For some people, living life to the fullest often means pushing the boundaries. We want to accomplish great things before we depart this earth. That’s why we sometimes deliberately challenge our senses – which serve to shield us from danger – by engaging in extreme activities. We broaden our horizons by travelling to every country in the world, even the ones that top the "Most Dangerous Countries" list.

The Most Expensive Items in the World

With food prices expected to increase by 10% by the middle of this year, many South Africans will have to rely on a Personal Loan to make ends meet. But, even when money is tight and we've obtained some extra bucks to help us get through the month, we sometimes get tempted to spoil ourselves with luxury indulgences. There are many high-priced lifestyle options ordinary folk may desire such as a R2 000 pair of designer shoes or a meal worth R600 at an upscale restaurant. Then, there is a pair of headphones that is worth over R800 000.

Disgusting Things You May Be Eating

Are you aware of what you're eating? Of course you are, otherwise you wouldn't have ordered your favourite burger from your local fast food outlet. But do you know what it consists of? It may just seem like a tasty compilation of a bun, beef patty, cheese and tomato, but there may be more to that burger than meets the eye.

Leisure Activities Under R200

As we head into autumn, Mother Nature will be treating us to a few more weeks of extra daylight, clear skies and warm temperatures. Why not take advantage of the glorious weather and have some fun in the sun with your loved ones. If you prefer to seek excitement away from home, Travel Insurance may be all you need to ensure that your family enjoys a worry-free trip.

Car Health: Know Your Symptoms

Every car runs the risk of malfunctioning at the worst possible time, which is why it's best to have Car Insurance so that you can protect yourself in the event of a car accident that may result from mechanical failure. Fortunately, you don't always need to be a mechanic to know when something is wrong with your precious set of wheels. Most of these problems can actually be detected by just listening, feeling and being alert while driving.

E-Cigarettes - Are They Any Cheaper or Safer?

In an era where tobacco is one of the biggest public health threats, many smokers have embraced electronic cigarettes as a less harmful alternative to tobacco products. Some of these battery-powered devices look like traditional cigarettes and cigars, and all of them produce flavoured steam that not only simulate tobacco smoke, but also deliver a smaller amount of toxin-containing nicotine.

The Science of Happiness

We all seem to strive for a state of happiness. We berate ourselves when we are anything but. However, happy is not all we are. It is one emotion in the human experience and if we pressure ourselves to just be this thing called happy, it can often elude us. But, how do we define this fundamental pursuit of human behaviour? Recent neuroscientific research gives us new evidence on how happiness is created.

Freshers' Guide To First Year at Varsity

The transition from high school to university is a remarkable event for young adults and their parents. Not only does it reward twelve years of hard work and dedication, but it's also a step closer to fulfilling a lifelong dream.

Emergency Funds: 911 Refinancing

Your car suddenly won’t start. You lose your job unexpectedly. Your child needs urgent medical treatment. We don’t like to think about these things, but the reality is that life is unpredictable and you won’t always have enough savings to cover these unexpected expenses. That’s where emergency funds such as a Personal Loan can come in handy: they give you access to cash quickly in times when you need it most.

The Great Credit Deal Comparison

Let’s face it – credit has a bad reputation. When most of us think of short-term loans and credit cards, we think of high interest rates, huge monthly repayments and being stuck in an endless cycle of debt. But the truth is, having a credit facility can actually be really useful in managing your finances – as long as you know which product best suits your circumstances, and how to manage any resulting debt properly.

Collecting Personal Debt From Friends & Family

You may think of debt collectors as heavyset men with crowbars but the reality is that there may come a time where you are required to collect debt too. Maybe you lent your sister some cash to cover the cost of a new set of brake pads for her car? Maybe a friend needed to buy an engagement ring and you loaned him the money so he could marry the girl of his dreams?

Money Mumbo Jumbo

Money. We all need it. We all want more of it. But sometimes, it can be difficult to get your head around how investments work with all the complex financial terms and concepts. Luckily, the team at Hippo.co.za is here to help. We went out and interviewed some of the brightest minds in the industry to get explanations on some financial and economic terms you may not understand.

Career Guidance for People with Disabilities

Life is full of unforeseen challenges and complications, which is why having Life Insurance can help you care for your family's future. But, what if you are unable to afford your monthly premiums in the event of a sudden disability that forced you to quit your current job?

Eat Your Way Around the World

Travelling around the world provides you with the opportunity to experience new cultures, see incredible sights, meet new people and, most importantly, sample new food! Yes, when you travel abroad not only do you feed your mind, but your stomach gets a healthy dose of adventure too.

Your Guide to Smooth Streaming

“Netflix is finally here”. You might have seen this statement or others like it on your social media pages last week. This after Netflix announced that its service is now available in 130 new countries around the world, including South Africa. And, while most South Africans are eager to start streaming and argue the pros and cons of Netflix vs. ShowMax, some might have a few questions as to how video streaming actually works. Luckily Hippo.co.za is here to help. We’ve consulted various sources to ensure that you don’t experience any technical difficulties while binge-watching your favourite TV shows or movies.

The Ultimate Guide to Buying Your First Car

Buying a first car is a huge decision for both parents and the young adult who’ll actually be driving it. Motives can often differ however, with the driver typically being focused on aesthetics, trends and fuel costs. The parents, though wanting to take the above into account, may still be more concerned with safety features and mechanical soundness – and, of course, Car Insurance options.

Five Budget-Friendly Overseas Holiday Destinations

The festive season is almost here, which for many of us means the chance to get away and refresh ourselves at the end of a long year. But, if you’re thinking of going overseas for the holidays, the South African Rand exchange rate is unfortunately about as weak as it’s ever been. With cost cutting on everyone’s mind, we’ve compiled a guide of overseas destinations that give you a few of the best value for your Rand options from a forex point of view.

South Africa’s Greatest Treks

As we run between cubicles and stare at LED monitors for hours on end, we often forget that South Africa is a land of adventure, filled with unforgettable journeys - but it's up to you to embark on them. The holiday season is fast approaching and with the weather warming up, it is a perfect time to experience some of the greatest treks in South Africa.

Famous Movie Adventurers Who Would've Needed Life Insurance

The most popular science-fiction and fantasy adventurers often lead relatively intense and extraordinary lives, which is why we find them so compelling. But, saving the world from the forces of darkness does not come without risk. Not only do their pursuits jeopardise our heroes' lives, it can also have an impact on the future of their dependants.

Where Has My Airtime Gone?

Over the years, many South Africans have asked this one simple question, “Where has my airtime gone?. In response, there have been many answers from providers, some have been useful while others have seemed too vague or shifted responsibility. In this article, we’ll look at the most likely causes of airtime loss and what you can do to manage your data effectively. We’ll also take a look at how you can protect your privacy and data. While our goal is to protect your data, remember to also protect your hardware with Cellphone Cover.

Motorbike Events Guide for 2016

For some of us, owning a motorbike is more than just an affordable means to get to work. It invokes a feeling of identity and freedom. When on the road, every toss and lean fires up the senses; every bump and vibration contributes to an exhilarating adventure. If you consider riding as a hallowed experience, you will know there's nothing that fuels your passion like a motorbike rally or run. It's a chance to rub shoulders with like-minded people, and an occasion where individual riders and motorbike clubs truly become a community.

SA Climate and Health Risks

For the last few months, the south-western parts of South Africa have eagerly awaited the time when the sun stops hiding behind grey banks of clouds. Summer has finally arrived and now that the days are longer and warmer, we may feel more inspired to hit the beach, have a picnic in the park or resume our favourite outdoor activities.

Car Safety Hacks

Given the 14.25% increase in car and truck hijackings in South Africa over the last year, having Car Insurance can be worthwhile as it provides you with financial protection from potential loss of and damage to your vehicle.

Experts Reveal How to Create a Wedding Day Budget

He asked you to marry him and you said yes. Congratulations! So far you both have experienced a few weeks of post-engagement bliss, but now it's time to give the wedding some serious thought. When you get the preparations underway, some items on your checklist will be fun to execute while others, such as dealing with the cost of the wedding, can be overwhelming.

Your Guide to Switching Medical Aid

We all have different needs when it comes to our health and Medical Aid scheme. While you may have been with your current Medical Aid provider for quite some time now, it might be a good idea to review your current plan and ask the right questions such as how its provisions suit your current state of health.

Trending Scams in South Africa

In South Africa, we work very hard for our money which is why Insurance is so important to us culturally. Sadly, even though replacing lost assets can be difficult, there are opportunists out there who won’t hesitate to con us out of everything that we’ve managed to accumulate.

A Fool's Guide to Living Longer

For centuries, society has been captivated by the idea of a prolonged existence. Attempts to extend human life have ranged from pursuits of mythical substances in ancient times, to more recent stem-cell research and anti-aging treatments.

9 Month Baby Planner

You’ve watched your home pregnancy test turn pink and perhaps you sat for a moment thereafter wondering how you felt about it. But, whether this is a planned pregnancy or not, you may experience more than just a moment of stress considering the financial implications

Insurance Telematics and Tailored Coverage

Insurance companies usually look at demographic factors such as age, gender and location as one way to measure the risk profile of Car Insurance policy holders. For example, vehicle accidents are considered to be more frequent amongst male drivers 25 years and younger, hence this group tends to pay a higher rate on their Car Insurance premium.

Why You Should Inform Your Insurance Provider Before Using Airbnb

Since its inception in 2008, Airbnb has experienced mounting success among travellers looking for low cost accommodation options without having to compromise on comfort. With listings in more than 35 000 cities and 192 countries, Airbnb rivals the conventional hospitality business model by allowing guests to rent lodgings online and directly from private property owners.

Kicking Bad Habits That Will Lead to a Healthier You

Chances are that from the minute you woke up this morning to the time you started reading this article you will have resorted to habitual behaviour at some point. Some of these tendencies have become so integrated into our daily routine that they occur almost automatically.

Start Your Own Business Instead of Getting a Job

Whether you're a recent university graduate or someone who has discovered your current job isn't what you expected at all, you're bound to start thinking about what to do next.

Funeral Customs in South Africa

You may not feel comfortable reflecting on the subject of death, but sadly there will come a time when funeral arrangements have to be made for you and your loved ones. And, even though you cannot elude death, you can ensure you are well prepared for this unfortunate event by taking out funeral cover.

Big City Life—SA’s Most Expensive Provinces

Whether you’re happy in your city, wanting to move, or needing to move, you’ve probably heard all the stories about the expenses of living in certain SA cities. Before you take out that personal loan, get the inside story from some experts and stats which compare our provinces.

Travel Insurance for John Doe

It's day five of your dream holiday abroad. You've already gone on numerous sight-seeing excursions, sampled traditional cuisine, made new friends and uploaded tons of photos to social media.

Three Ways to Manage The Cost of University Study

As parents we often ask our children what they want to become when they grow up. The enthusiastic responses may vary from doctor and teacher to astronaut and lawyer.

Will you be able to afford education for your children?

With steadily increasing electricity costs and unstable service delivery, rampant price hikes are occurring across various industries in the country.

DIY Fixes Around The House: How to Get your Real Estate Value Soaring

While household insurance is essential to protect your greatest asset you also want to increase its value without breaking the bank. Our experts explain how.

5 Ways to Use Personal Loans Wisely

Personal loans have been a matter of some debate for a long time, both in South Africa and all across the world.

Experts Advise How to Cut your Electricity Bill

If your electricity bill is reaching critical levels then join us in chatting to the experts on cutting costs.

How Health Experts Feel About Your Self Diagnosis

A good medical aid policy may prevent growing cyberchondria. Find out what South African health experts think of your Internet based self-diagnosis.

Stay in Shape this Winter

With winter here, many of us feel less motivated to work out and stay active. The days have become shorter and darker, the temperatures have dropped and all we really want to do is seek the warmth of the covers and the fireplace,rather than hit the gym.

Top 10 Car Accessories to Have

Whether you're new to the world of owning your own motor vehicle and having both the responsibility and freedom that it affords you or you're a veteran owner, you've probably found out that a car can come to serve as a second home of sorts.

Life Insurance is Series-ly Important

South Africa often seems like a really dangerous place with protests, high assault statistics and the kind of driving you might expect to see en route to a concert.

Is Motorcycle Insurance Really More Expensive?

As a motorcycle owner, you already enjoy some additional benefits not shared by regular car drivers. More often than not, motorcycles are cheaper to maintain, have lower fuel consumption, can easily navigate through traffic, and park effortlessly.

Top Ten Legends of SA Rugby

Rugby fans often debate about the greatest legends of SA rugby. With rugby fever currently running high, the debate will once again rage around the braai.

Hippo radio campaign: What you could be doing with your monthly insurance savings

Hippo's comparison engine runs hundreds of tailored comparisons side by side to get you the best car insurance quotes to save you money on a monthly basis.

Skip Winter and Fly to These Destinations

When it comes to flights to remote destinations, nothing beats chasing the sun and skipping out on all the inconveniences of winter such as cold feet, and short days.

Top Ten Things to do This Winter

Winter is finally here and while most of us would prefer to rather withdraw into the warm depths of a blanket, there's really no need to give this season the cold shoulder.

Upcoming Car Shows in 2015

You're already watching Ignition religiously on DStv, while Top Gear magazine has become your very own motoring Bible – but as a petrolhead you also like to experience all the action in the flesh.

The Toll of Load Shedding on Personal Possessions

With the country’s electricity network currently taking heavy strain, load shedding will continue to be a reality for South Africans. Sadly, this means many more months of missing your favourite TV programmes or being left with half-cooked food.

Top 10 Biggest Business Insurance Blunders

So you've been in the insurance-paying game for a while now; you've got comprehensive car insurance, your family's assets are covered when they're in the house and when they aren't – you have all your ducks in a row and you like it.

An Insurance Tale of Two Families

It’s a fact of life that every day we face some uncertainty about what could go wrong, what challenges we could face and what the outcome could be if the worst did happen.

The Ten Cheapest SA Sports Cars to Insure

If you’re an avid sports car fan then you’ve probably enjoyed the swath of exciting models which have been released over the last few years.

Smash-and-grab's hidden costs

Many South Africans have been the unfortunate victims of smash-and-grab attacks on their cars.

The five cheapest cars to Insure

The car insurance landscape is a tricky one at best. Insurance providers use company-specific metrics to calculate an individual or a business' risk profile.

How climate could affect your insurance

Importance of Home Contents and Buildings Insurance during the festive season

Express Travel Tips

It’s that time of the year again and we’re all suffering from holiday fever. Days at work have become unbearably long and we’re all counting the calendar days left of the year until we’re set to go on our annual leave.

Cost of Crime for SA Small Businesses

It's not surprising that in the general crime statistics of South Africa, business crime statistics increase in tandem with all the others.

Cancer Warriors tell us their tales of survival

October is Breast Cancer Awareness month and is widely promoted across the globe. Reported as the most common form of the cancer disease among women in South Africa, the prevalence and rate of diagnosis is becoming more and more of a concern.

Managing risk in the business value chain

As a business owner optimising your entire value chain is critical for long term sustainability. Often levels of skill in terms of balancing the needs of the various role players are involved.

Bucket List Destinations

A bucket list can contain experiences, achievements or even destinations people want to have or experience before they kick the proverbial “bucket”. Some people might add things like graduating from university, buying a house or bungee jumping.

The big debt detox: how to spring-clean your budget and save every month

If you’re not one of the approximately five million South Africans currently battling debt then you most likely know someone who is among them.

The Switching Economies Phenomena

If you haven’t been on top of your business economics news reading, the concept of switching economies may be news to you.

Does your medical aid cover invasive medical procedures?

Before signing on the dotted line and choosing a suitable health insurance or medical aid plan, it would be to your advantage to have a look at the health cover that you’re entitled to. Your benefits are likely to be determined by the medical aid plan of

10 movie scenes where insurance would have helped

Have you ever watched a movie and thought to yourself; “Gee, I wonder if they’ve got insurance?” Today we look at 10 classic movie scenes where insurance would most likely have paid off had they been insured.

Do you need to be wealthy to get healthy?

These days we are easily lured into the grips of an unhealthy lifestyle. Our bad eating habits can lead to chronic diseases such as diabetes or cardiovascular problems later in life.

The Greatest South African Road Trip: Cape Town to Mozambique

Today we’re going to help you prepare for your first (or next) SA road trip. We’ll take you through a particular route from Cape Town to Mozambique, as told by people who have made the journey.

six things women pay more for than men

Ever heard of gender tax? Is there such a thing? Unfortunately… yes. Thankfully we are living in a more modern world and things are bit less gender strained. In South Africa, though, research suggests that men are still earning a substantial amount more than women.

Property insurance unpacked

What is the difference between home and property insurance and why you need both.

The real state of SA crime

Whether you’re sipping on your tea in a five-storey home in an upper-class residential area, find yourself comfortably ensconced in your three-bedroom townhouse in the more middle-class neck of the suburbs, no one is safe or exempt from being a victim of

Sustainable materials: The cost-effective home building guide

A healthier home equals a healthier you. Which is why the move towards sustainable materials is no longer a nice-to-have but the status quo for designers, architects and eco-friendly home renovators.

Why medical aid matters in South Africa

Sometimes living in South Africa can feel like a serious gamble. Just prior to this publication, we posted a detailed article on the state of South African roads which didn’t paint a rosy picture. In this article we look at the leading causes of natural a

30 ways to save money

In November last year Antoinette Slabbert published an article on Moneyweb called Five million South Africans drowning in debt. Whilst it was informative, it highlighted just how many South Africans live on credit every month.

Buckle Up: Stats Reveal SA's Transport Carnage

Today as you read this, on a South African road, you have one of the highest chances in the world of having

The Truth About Vitamin C

Pill VS Fruit VS Juice

Comparing the Most Globally Popular Life Saving Apps

Globally people are using phone apps, bands and bracelets which are either said to directly improve their health or monitor aspects of it.

Local VS International: where is the insurance industry headed?

‘Change is a coming’ – with industry leaders forecasting a shift in the insurance industry, a vast majority of insurance companies will need to decide whether they will sink or swim.

The pitfalls of potholes: a closer look at South African roads

Potholes have become a serious point of discussion especially, as they seem to have increased in number over the past few years.

Hospital Cover VS Comprehensive Medical Health Cover

The healthcare sector in South Africa remains under reform, with costs rising in the private health sector and more and more lower to middle income groups of the population, unable to qualify for public health insurance.

Expert Tips to Get a Better Car Deal

Looking for the right car is always a daunting experience. How do you know if you are getting a good deal? How do you know if you are overpaying?

How to be Money Smart: Overcoming Debt

Managing your debt is a tricky task. For many people, living in debt is a way of life - but that doesn’t mean it has to be a part of your life. Going into the New Year with a determined financial battle plan will give you a feeling of empowerment

Which Car Colour Is Most Likely To Cause An Accident?

If you're currently gathering information regarding how to get the best rates for car insurance in South Africa then one thing to consider may be the colour scheme of your vehicle. Whether you have a family to think of or just your own well-being you'll,

Choosing the Right Car Security for You

Many people wonder if they need anything more than the most basic car alarm systems. If you're in this boat at the moment, then consider the fact that most car insurance companies offer a decreased premium based on the type of alarm installed.

Differences Between Insurance At Age 25 VS 50

From life insurance to motor insurance, many people try to avoid them for as long as possible to save money, often only acquiring the cover they need later in life. At this point you've already lost a great deal of the advantages you could have enjoyed if

Factors To Consider When Comparing Insurance

Sifting through the complex minefield of insurance information out there can be a daunting task. This is especially true if it's your first time getting to know the various policy options available.

5 Lifestyle Choices of Healthy and Unhealthy People

Whether you're living a healthy existence or not, life insurance is a wise choice for your family's sake - but what other considerations are there?

Pros and Cons of New VS Used

The decision to go with a new or used car can affect your car insurance premium as well as impact your wallet in various other ways. There are pros and cons for both sides of the argument and a lot of it comes down to your personal situation.

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