Profmed | Medical Aids in South Africa

Medical Aid Plans

Profmed is a closed medical scheme designed exclusively for graduate professionals in South Africa. It offers a choice of 10 plan options and provides cover for approximately 71 000 lives. Premiums for a single member range from R717 to R8 741 and ProActive option is the most popular option.

Members have the option of using a hospital of their choice or a plan that uses a network of hospitals (the Savvy options) which lowers the contribution rate and makes these options more affordable. Preventative care benefits are offered on all options. Annual contribution increases will be effective from 1st April 2022.


ProPinnacle & Savvy

ProPinnacle is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 300%. Day to day claims are paid from a defined annual benefit limit. Separate benefit for dentistry and specialized radiology.

Baby with statescope
Female doctor with patient

ProSecure Plus & Savvy

ProSecure Plus is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 200%. Day to day claims are paid from a defined annual benefit limit. Separate benefit for dentistry and maternity.

ProSecure & Savvy

ProSecure is suitable for individuals and young families. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 100%. Day to day claims are paid from a defined annual benefit limit. Separate benefit for dentistry and maternity.

Couples hand on pregnant tummy
baby feet in hands

ProActive Plus & Savvy

ProActive Plus is predominately a hospital plan which is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 200%. It has very limited day to day benefits and also offers some preventative care benefits.

ProActive & Savvy

ProActive Plus is predominately a hospital plan which is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Savvy option, through a hospital network, with in-hospital specialist bills paid at 100%. It has very limited day to day benefits for basic dentistry and preventative care.

father and daughter

Lifestyle Programme

Multiply is a wellness and rewards programme that rewards members for actively taking care of themselves. Benefits offered include discounted gym membership, travel & movie tickets as well as discounts and cash-back from certain retailers.