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Motor » Get Free Quotes to Refinance Your Vehicle

Restructure your car loan and benefit in several ways, simply complete the form below.

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Vehicle refinancing made easier

More About Vehicle Refinance

Refinancing is securing a new loan with monthly payments that are lower than your existing loan. This difference can be achieved by obtaining a loan on a lower amount, or securing a lower interest rate. This savings puts extra money in your pocket by lowering monthly payments. This can make a big difference in your budget, and reduce the stress on your personal finances.

When you restructure your car loan, you can elect to benefit in several ways: 

  • If you obtain a lower interest rate, you can use it to lower your monthly instalment and free up valuable cash flow.
  • Alternatively, you can use it to reduce the term of your repayment period while keeping the monthly instalment the same.
  • A third option is to extend your loan repayment period, which will also serve to lower your monthly instalment.

Here is an example of how refinancing can benefit you financially: 

If you had bought a 2008 double cab that had cost you R 200,000 your monthly instalment would be R 4,650 over 72 months at a 16% interest rate. Refinancing it over the same term at 12% interest would yield an R 2,950 instalment, which is a staggering saving of R 1,700 per month.

find out more about vehicle refinance options >

Vehicle Refinance FAQ

We’ve put together a comprehensive list of FAQ's to assist you in refinancing your car, motorcycle or other vehicles.

+ vehicle refinancing FAQ

Vehicle Refinance Glossary

It is important to have every I dotted and every T crossed when it comes to refinancing your vehicle. Check out our glossary to make sure nothing falls through the gap.

+ vehicle refinancing glossary

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