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Motor » Get Free Quotes to Refinance Your Vehicle

Restructure your car loan and benefit in several ways, simply complete the form below.

-Please enter your first name
-Please enter your last name
-Please enter a valid mobile number
-Please enter your email address
-Please enter your date of birth (You have to be 18 or older)
-Please select a marital status
-Please enter your physical address

This is your physical address including the street name e.g.: 1 My Street, My Suburb, My Town, My Postal Code, a dropdown list will appear as you type for you to choose from, if the dropdown does not appear or if you are having difficulties, click here to try a basic suburb search

Please note: Due to the bank’s qualifying criteria requirements, if you receive an error message to any of the questions it means that you do not qualify for this product.

-Please enter your gross monthly income
-Please enter your total monthly expenses.Your expenses cannot exceed your income.
-Please select or check your employment status.
-Please enter the amount requested to finance
-Please select or check your vehicle status
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Vehicle refinancing made easier

More About Vehicle Refinance

Refinancing is securing a new loan with monthly payments that are lower than your existing loan. This difference can be achieved by obtaining a loan on a lower amount, or securing a lower interest rate. This savings puts extra money in your pocket by lowering monthly payments. This can make a big difference in your budget, and reduce the stress on your personal finances.

When you restructure your car loan, you can elect to benefit in several ways: 

  • If you obtain a lower interest rate, you can use it to lower your monthly instalment and free up valuable cash flow.
  • Alternatively, you can use it to reduce the term of your repayment period while keeping the monthly instalment the same.
  • A third option is to extend your loan repayment period, which will also serve to lower your monthly instalment.

Here is an example of how refinancing can benefit you financially: 

If you had bought a 2008 double cab that had cost you R 200,000 your monthly instalment would be R 4,650 over 72 months at a 16% interest rate. Refinancing it over the same term at 12% interest would yield an R 2,950 instalment, which is a staggering saving of R 1,700 per month.

find out more about vehicle refinance options >

Vehicle Refinance FAQ

We’ve put together a comprehensive list of FAQ's to assist you in refinancing your car, motorcycle or other vehicles.

+ vehicle refinancing FAQ

Vehicle Refinance Glossary

It is important to have every I dotted and every T crossed when it comes to refinancing your vehicle. Check out our glossary to make sure nothing falls through the gap.

+ vehicle refinancing glossary

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