How to use Hippo’s Car Insurance quote comparison platform

Sure, you could get one quote from one insurer, rinse and repeat that process with a few other insurers. Deal with phone call after phone call, with (many) spam calls thrown in the mix, different people helping you each time, trying to mentally compare the benefits and who is actually offering you the better deal… Or you could just jump onto Hippo’s platform and make use of our Car Insurance quote tool. For mahala, niks…FREE. Hippo’s quote comparison platform empowers South Africans to find better, faster (under 2 minutes to be exact). Hippo eliminates the frustration of enquiring with multiple brands separately by providing one centralised platform for quote aggregation.

Whether it's Insurance, Medical Aid, Loans, or Fibre, comparing multiple quotes side-by-side lets you quickly see if you've been overpaying. Same Hippo, new everything else You may have noticed that we've given Hippo a glow-up. Our fresh look and feel is designed to make the whole experience of comparing quotes feel less like admin and more like something… dare we say it… fun. Of course the Hippo mascot is still here to keep you company - and now that we’ve upped the tech, Hippo remembers you (and the details you entered before) better too.

Sounds great, but what does all this look like in practice? You get one-click quotes and a remembered profile, so you're not starting from scratch every time. Brand filters let you narrow things down to the insurers you're curious about, while the excess filter helps you sort by what suits your budget. You can schedule a callback from your chosen insurer whenever works for you, and secure OTP verification keeps your details locked down throughout. Nice!

Short on time? Here's how:

1. Head to www.hippo.co.za/car-insurance-quote/ and fill in your full name, surname and ID number

2. Fill in your contact details

3. Select your marital status

4. Confirm your car's make, model and year of manufacture

5. Let us know what your car is mainly used for (business or personal use)

6. Give us the details of where your car is parked at night and during the day

7. Confirm whether you are the main driver of your car

8. Select what type of license you have and let us know how long you’ve had it for

9. Confirm how long you’ve had insurance for and when your last claim was

That's it. In just under two minutes.

How to use Hippo’s Car Insurance quote platform (with images):

Step 1

Visit us at www.hippo.co.za/car-insurance-quote/ and click “Get started”

Step 2

Fill in your full name, surname and ID number.

Why your ID number? Don’t worry, it won’t be shared; we just use it to ensure more accurate results.

Step 3

Fill in your contact details so that we can get in touch with you. Wait - did they just populate automatically? Don’t worry, that just means you’ve either quoted with us before or that they’ve been pulled from the database linked to your ID. We will have masked your details to keep them safe.

Step 4

Select your marital status. Insurers ask for this because your marital status is one of the factors that impact your risk profile.

Step 5

Start typing in the year of manufacturer and your car’s make and model. A drop down will appear and you can confirm your car's exact make and model.

Step 6

Is your car also moonlighting as a delivery vehicle for your business? Be sure to let us know - cars used for business spend more time on the road, which increases their accident risk.

Step 7

Where you park your car after dark has a big impact on your risk profile - so it's no surprise that insurers want this information. See how we auto-populated your address to save you time on this step? We used the info from a registered credit bureau linked to your ID number. If it looks out of date, you can update it in this step.

Step 8

Same story as the last step, but this time we want to know where your car spends most of its time during the day. We’ve populated this with the same address as the nighttime address - but you can fill in your work address here if that is more relevant.

Step 9

Insurers want to know who’s behind the wheel most of the time, so they know whose risk profile to consider.

Step 10

Learner drivers are statistically higher risk and usually attract higher premiums or restrictions, since they're not meant to drive unsupervised.

Step 11

If you’ve been driving for years, your risk profile will be lower than someone who’s new to the road.

Step 12

In a way, your insurance history is a bit like your credit record: it gives insurers detailed information about your risk profile (beyond just your demographics). A long, unbroken stretch of being insured tells the insurer you've been consistently covered and are more likely to be a stable, responsible customer.

Step 13

Time since your last claim clues insurers in on your claims frequency, which is one of the strongest predictors they have of whether you'll claim again.

And that's the whole shebang.

In a couple of minutes you'll have a clear side-by-side view of who's offering you the best deal, without sitting on the phone, endlessly repeating yourself to five different consultants from five different insurance companies.

When you have 2 minutes, you know what to do. Compare 13 Car Insurance quotes with Hippo.

This article is for informational purposes only and does not constitute financial, legal, medical or insurance advice. Hippo is a comparison site helping you evaluate quotes from trusted South African insurers. Always review policy details before making changes. Quotes are risk profile dependent and subject to annual review. No fees are charged for using Hippo’s comparison service. HAS (Pty) Ltd and HCS (Pty) Ltd are authorised FSPs. Terms and conditions apply.