Compare a range of Business Insurance brands

Why do you need Business Insurance?

Whether you’re a florist, dentist, or an accountant, there are certain risks that most businesses face like fire, theft, natural disaster or employee injury. Business Insurance provides cover against these unforeseen events that could lead to substantial financial loss.

Business Insurance Bullet 1

You can’t predict what might happen to your business in the future. There are many factors that could threaten its productivity, such as unexpected fire damage to your property, theft, a natural disaster, or the injury of a key employee.

Business Insurance Bullet 2

Without cover you might be exposing your company to risk; a single blunder could drain your hard-earned resources and force you to cease operation.

Compare Business Insurance Quotes

A quick guide to Business Insurance

Commercial Property Insurance |

Commercial Property Insurance

  • Commercial Property Insurance protects the commercial property of the policyholder from damage in the event of fire, theft or natural disaster. Apart from the brick and mortar structure of the property, installed machinery and equipment used for business operations, which would be very expensive to replace or repair if damaged, could also be covered. Depending on the policy, there are also clauses to allow you to claim financial compensation if business activity is reduced or stopped entirely.
Learn more
Credit Risk Insurance |

Credit Risk Insurance

  • This type of Business Insurance covers businesses from the potential risk of financial loss due to non-payment by debtors to whom they have credited money to. If a business has sold a product or service to a customer who has a certain amount of time to pay for the product or service, and they don’t do so, the business will be financially covered to ensure business and cash flow continues, while protecting the balance sheet against bad debt losses.
Learn more
Employers' Liability Insurance |

Employers' Liability Insurance

  • This type of insurance policy covers business owners financially when they are liable to pay for damages to an employee after an accident that occurred during the course of the business day. Damages include injury, illness or death of a person employed and in contract with the business owner. The incident must be reported to the insurance company as close to its time of occurrence as possible in order to minimise the risk of an invalid claim.
Learn more
Professional Indemnity Insurance |

Professional Indemnity Insurance

  • Professional Indemnity Insurance provides financial protection to businesses that provide a professional service to their clients. If a client suffers a significant financial loss as a result of a business’s alleged negligence, the client is likely to seek compensation. Professional Indemnity Insurance will provide cover for the legal fees incurred in the event the business has to defend itself against allegations of negligence, as well as damages payable to the client.
Learn more
Product Liability Insurance |

Product Liability Insurance

  • Product Liability Insurance covers a business financially from any possible claims a customer might make if injury, illness or death occurs from the use of one of their defective products. A product can be classified as software, equipment or food that the business has supplied. If this occurs, the business will have the financials available to pay for any legal fees or medical costs that arise. Without this type of insurance, the business will have to use its own money.
Learn more
Key Person Insurance |

Key Person Insurance

  • This type of Business Insurance offers financial compensation to a business if an important employee is unable to work due to death, disability or illness. An important employee is most often classified as the owner, founder, CEO or any other person who plays a key role in the maintenance of cash flow. It pays out a lump sum to the business to minimise the financial loss the business might experience if this employee cannot work.
Learn more

Have any additional questions about Business Insurance?

Check out our glossary of comprehensive list of FAQs.

We understand how much blood, sweat and tears it takes to run a successful business – we’ve been around the block a few times.

Unfortunately, many business owners try to skate by without insurance, exposing their company to grave risk. Without coverage, a single blunder could drain your hard-earned resources and force you to close your doors.

Being underinsured or having no insurance cover is a risky business. Let Hippo connect you with the top insurance providers in the country. We only work with the best in the business, and so should you.

Time is money. Chat to one of our partners; get your free quote and save!

It’s a pleasure doing business with you.

Other products that may interest you

Car Insurance

Business Funding

Let Hippo help you compare business loans from a range of trusted and reputable finance providers.

Minimum qualifying criteria: 6 – 12 months trading & R1 million annual turnover.

Get funding
Life Insurance Quotes

Life Insurance

Hippo will help you find the right Life Insurance to suit your needs and budget.

Get a quote online
Compare Legal Assistance Quotes Online

Legal Assistance

Enjoy the benefit of legal assistance when you need it. Simply complete a few easy steps to compare Legal Assistance quotes side by side.

Get a quote online