Compare personal loans in a few easy steps

Thinking of doing home improvements, getting married or studying further? Or perhaps it's time for a well-deserved holiday overseas.

A Personal Loan can help or give you the cash injection you need to make your dreams come true. is here to help you get the best Personal Loans deal.

Start your Personal Loan quote here

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What is a personal loan?

A personal loan is generally associated with an unsecured loan. It is a great way to get cash when needed for an emergency, home improvements or leisure activities like weddings and holidays.

Personal loans can range between R1,000 and R300,000 with a minimum repayment of 12 months, and a maximum repayment period of 72 months. Repayments are typically calculated at 25,75% interest per annum. Once you have applied and received a loan, you will need to pay back the personal loan in monthly instalments over your chosen period.

Before you select a personal loan, you should make sure you have a good understanding of how much money you need and over what period. This will influence the interest rates charged and the terms in which the lender lends you the money.

Online personal loan applications

Looking for an online loan in South Africa? Applying for a personal loan online is easy with Simply enter your ID number above, so that we can retrieve the necessary information for your application. Then, provide us with a few details about the personal loan amount required. We will then find you a range of personal loan options from leading South African loan providers.

Loan Calculator

Want to know what the monthly repayment on a loan could be? We’ll calculate it for you.

Loan amounts up to R300,000 (in increments of R1,000).

* Monthly repayments on all loans are calculated at a 25,75% interest rate | ** A service fee of R69.00. | This calculator is for illustration purposes only.

R 2685

estimated monthly repayment

over the 5 year loan period
Apply for a personal loan online today

Total loan repayment

R 62000

Service fee

R 69.00

Total Interest
(Interest rate 25,75%)

R 452

Hippo Loan Calculator

More About Personal Loans

Looking for the best Personal Loan deal for you? Compare a range of Personal Loan providers in minutes. Review our search comparison results, then simply select your preferred provider to request more information.

Personal Loan FAQ's

Have a question relating to Personal Loans? We’ve put together a comprehensive list of FAQs. Find out more about Personal Loans, so that you can make an informed decision when finding the right loan to suit your needs.

Personal Loans Glossary

Don’t be confused by some of the terms used when applying for a personal loan. Read through our Personal Loans glossary to help you learn more.

A quick guide to Personal Loans

Debt Consolidation Loans

Debt Consolidation Loans

Debt Consolidation Loans are used to pay off several smaller loans by merging them into one large loan. This leaves you with only one creditor to pay all your debts to, and often at a lower interest rate.

How to Pay off Debt

How to Pay off Debt

If you’re living with debt, you’ll know that it can be a constant cause for concern and worry every month when your bills arrive. But if you pay your monthly instalments on time, having debt does not have to make life difficult.

Long-Term Personal Loans

Long-Term Personal Loans

Long-Term Personal Loans allow you to borrow money from a financial institution with a relatively long period stipulated in which you have to pay it back. Personal Loans are most often used for sums of money that you are unable to provide at short notice.

Secured Loan

Secured Loan

A Secured Loan is a loan that requires the borrower to offer the creditor some form of asset, such as a car or property as collateral until the loan has been paid off. After the loan has been settled in full, the borrower will retake full possession of the asset.

What Is A Credit Score?

What Is A Credit Score?

A credit score is a numerical value financial lenders use to help them decide whether or not to approve your application for a loan or credit card. A good credit score means you’re more likely to repay your debt on time, while a bad credit score indicates you’re unlikely to repay your debt on time.

Ready to compare? Our service is simple

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The best way to find the right loan is to compare your options. You can use our service to track down a loan that suits your unique needs.

Review Personal Loans


Check what loans you could qualify for. Whether you’re looking for a low-rate option or a premium loan, we offer great products for every type of customer.

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