About Dis-Chem Life

Your health journey and life insurance, united at last. Dis-Chem Life is health-based life insurance - cover that understand you better and rewards you for healthy living.

About Dis-Chem Life

Dis-Chem Life is making life insurance more accessible and affordable for modern South African families. Backed by the trusted Dis-Chem brand, it offers comprehensive protection including life cover, disability cover, critical illness benefits, and funeral cover with fast payouts within 4 to 48 hours on valid claims.

With an AI-enabled application process, you can get a personalised quote and apply for cover in minutes. More South Africans can qualify for affordable, flexible cover — including healthy individuals actively managing their chronic condition like HIV, diabetes or hypertension.

Policyholders benefit from inclusive annual health checks, with good health unlocking better cover.

Plus, as a Better Rewards member, you can boost your rewards from 20% to 100% on 180+ of SA's most-loved brands at Dis-Chem stores. *

Affordable cover. Healthier living. A more protected future for your family.

*Underwritten by Guardrisk Life Limited (FSP no. 76), a licensed life insurer. Premiums are risk profile dependent, subject to change and guaranteed for 12 months. View full policy terms and conditions and more info. The Better Rewards programme is a loyalty programme offered by Dis-Chem. Better Rewards is not an insurance product and is a non-insurance benefit not offered by Guardrisk Life Limited.