About Benefactor.life

Life’s busy enough. Life cover shouldn’t add to the admin. Benefactor.life is built for modern South Africans who want to get covered and get on with living. Apply online, answer five quick health questions and get an instant answer, with no medicals if you qualify. We’re about making life cover feel refreshingly straightforward, with a personal approach, affordable premiums and a Loyalty Benefit that rewards you for staying covered.

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Life Insurance

Straightforward, whole-of-life cover that pays a cash lump sum when you die, giving your loved ones money when they may need it most. It can help with funeral and estate costs, settle debts, keep up with everyday living expenses or simply give your family some financial breathing room while they find their feet.

Choose cover of up to R2.25 million, apply fully online, answer five quick health questions and get an instant answer. No medicals if you qualify.

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Why choose Benefactor.life

  • Life cover without the life admin. Apply online, answer five quick health questions and get an instant answer. No medicals if you qualify.
  • Up to R2.25 million cover. Choose the cover that suits your life, your people and your budget.
  • Loyalty has its benefits. Literally. Stay covered with Benefactor.life and you can qualify for our Loyalty Benefit, giving you even more value for sticking with us.
  • Cover from day one. Accidental cover starts from day one, and once you’re accepted, there’s no waiting period for your full cover.
  • Cover that feels personal, at a price that makes sense. Get affordable premiums based on your individual profile, with straightforward life cover designed around real people and real budgets.
  • Loyalty Benefit subject to applicable Ts&Cs.

Benefactor.life™ is underwritten by Guardrisk Life Ltd, a Licensed Life Insurer an authorised financial services provider (FSP No 76).

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