Buying a home is one of the biggest purchases you can make in your lifetime. It therefore makes sense to protect it and the contents inside it as best you can. That's where insurance comes in. Whether you own a home, lease a property to someone else, or rent from a landlord, insurance for your home can safeguard your financial interests. Here's what you need to know.
When it comes to insuring your home, there are two types of cover you should be aware of: home insurance (also known as home contents insurance) and building insurance. These can be purchased separately, but bundling them under one policy may unlock combo discounts from insurers.
Types of Home-Related Insurance Cover
| Cover Type | What It Covers |
|---|---|
| Building Insurance | Financial protection against fire, theft, floods, and other damage to the structure of your property, including the roof, walls, and fixtures. |
| Home Contents Insurance | Cover for valuable items inside your home — such as electronics, furniture, appliances, and jewellery — in case of loss, theft, or damage. |
Who Should Have Home-Related Insurance?
Whether you're a homeowner, tenant, or landlord, home-related insurance can protect your financial interests.
Where to Get Home Insurance Quotes
Use Hippo.co.za’s comparison tool to get quick quotes from multiple insurers. Compare premiums, excesses, and benefits for both building and contents insurance — all in one place.
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Get answers to common questions about building and contents insurance before you compare quotes.
Building insurance covers the physical structure of your home – including walls, roof, and fixtures – against risks like fire, floods, or theft. Home contents insurance protects the items inside your home, such as appliances, furniture, and electronics, against loss, theft, or damage.
In most cases, sectional title properties are insured under a single policy managed by the body corporate, and the cost is included in your levies. However, it’s important to check the details with your complex or estate manager to confirm your responsibilities and coverage.
You can easily compare quotes using the home insurance comparison tool on Hippo.co.za. It allows you to view premiums, benefits, and excess amounts from multiple insurers to help you find the best deal for your property and contents.
Visit Hippo.co.za to compare multiple home and building insurance quotes side-by-side, and find the right cover for your property.
Welcome to our comprehensive Business Insurance Guide, where we've compiled essential information, practical tips, and expert tools to help South African business owners protect their assets and operations.
A Guide to Insuring Your Business Property: Learn how to protect your business premises, contents, and equipment from risks such as fire, theft, and natural disasters.
Landlord Business Insurance: Get coverage for rental properties used for commercial purposes and ensure continued rental income if the property becomes uninhabitable.
Specialised Commercial Cover: Explore insurance products tailored for niche industries like hospitality, retail, and manufacturing.
Protecting Your Business Premises: Always ensure your commercial property is insured for its full replacement value, not just market value.
Insurance During Renovations or Expansion: If you're renovating or expanding your premises, inform your insurer — building changes may affect your risk profile and policy terms.
Compare Quotes Smartly: Use tools like Hippo’s comparison platform to get multiple business insurance quotes quickly and easily.
