Budget Insurance

About Budget Insurance

Budget believes that Good South Africans deserve dependable and affordable insurance – 'cos you've worked hard to get where you are. That's why we provide easy claims, with a quick pay-out, and a lifetime guarantee on repairs. Plus, we offer you the chance to skip a premium with our Payment Holiday and the choice to get cash back if you don't claim.
So, switch to Budget – the official insurer of Good South Africans – and get all the cover you need, at a great price. We're talking car, home, portable possessions, life or business insurance.

Out products
Bad things happen to Good South Africans. But not when you're with Budget. We'll get you back to where you need to be with affordable and dependable car insurance. Choose from Comprehensive, Third-party, Fire and Theft, or Third-party Only or go for Budget Lite at a really sweet price. And what about your house and what's inside? We've got you sorted with affordable Building and Home Contents insurance. In fact, we offer one of SA's lowest insurance quotes*. Got a motorcycle, caravan, trailer or watercraft? We'll cover those too.

We also offer a bunch of other value-added products like Tyre & Rim, Scratch & Dent, Extended Vehicle Warranties, Pre-Owned Warranties and much more. Let's not forget all the hard-earned stuff you take with you like your cell phone, laptop and sunglasses. Get our affordable Portable Possessions cover.

And if you run your own business, check out our Business Insurance, with a cool range of Biz Assist benefits.

Plus, if your budget needs a little boost, we can offer you a Personal Loan too.

Finally, look after your family when you're gone, with affordable Life Insurance.

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Our benefits

At Budget, we don't faf around when it comes to benefits. Because Good South Africans deserve lots of them. Like a saving of up to R420pm*. But that's not all. Here's what else we offer:

  • Get a lifetime guarantee on all repair work.
  • Speak to us on your terms – skip the call centre... chat to us, submit a claim, request roadside assistance, or update your details, all via WhatsApp.
  • Enjoy our famous Payment Holiday – skip a car insurance payment, every year, if you remain claim-free.
  • Save money and time, buy car insurance online – we're the ONLY insurer that allows you to buy insurance online, with a discount of up to 20%.

Budget Buddys
Just for insuring with Budget, you can SAVE BIG TIME on everything from a new car to an inverter. It's all available on our Budget Buddys platform. Here are just some of the awesome offers we have for you...

  • Free 10-point car safety check
  • Save 4% on a new car
  • Save 5% on an inverter
  • Save 20% on a security system
  • Save 5% on new tyres
  • Save 8% on car parts
  • Save 20% on a rental car
  • Save 20% to fix a cracked windscreen

And much more!

Business insurance

There are so many good South Africans running good small businesses – from delivery services to restaurants to construction firms, and everything in between. To make sure that you get the right cover, we offer a wide range of specialised options including Professional Business, Office Business, Medical Business, Construction Business, General Business, Tailored as well as Courier & Delivery Insurance.

We'll also help you figure out just what you need, so you're covered, while still staying in budget. Our tailored solutions include cover for risks like fire, accounts receivable, glass, group personal accident, all risk, machinery breakdown, business interruption, fidelity guarantee, and so much more.

Professional Indemnity Cover

This product covers you if you are found legally liable to pay damages and expenses to one of your clients, as a result of your negligence in performing your professional services for them which causes them financial loss.

Budget Biz Assist Benefits – Get all these helpful benefits, at no extra cost…

Digital Presence – a lot of customers will find you online, so digital presence is important. But it can also be expensive. That’s why we help you save money on digital agency fees and hosting packages.

Collections Assistance – we’ll do the data washing, tracing and debt collection calls to help save you time and money.

Business Concierge - helps you book appointments, arrange travel and accommodation and more.

*Based on 2022 independent research. Terms and conditions online. Budget Insurance is a licensed non-life insurer & financial services provider. Long-term policies underwritten by 1Life Insurance Limited, a licensed life Insurer & Financial Services Provider.

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