With a wealth of bad financial advice out there, it pays to know how to separate the rocks from the diamonds. Four independent financial advisors discuss the worst money advice they've heard and share what you should do instead.

Get by with a little help from your swipey plastic friend each month? Beware the cost of credit card debt!

Nobody likes going into debt, but right now for many of us taking out a loan is unavoidable. So how do you do it responsibly, without harming your long-term financial health and while also keeping the debt collectors away from your door?

Why is it important to shop around when deciding on or upgrading a credit card? Well, interest rates differ from bank to bank and profile to profile, as do the terms and conditions of each product.

Saving your money is easier with some banks than with others, with interest rates and bank fees affecting how fast your savings grow. Here’s what to look for when comparing savings accounts to ensure you get what best suits your needs.

What are the most popular savings vehicles for South Africans, and what are their pros and cons? We asked two financial planning professionals.

Between the global pandemic and the knock-on economic effects, South Africans have had to find ways to make ends meet under trying conditions this year. Most people couldn't rely on loans, so here's what they've done to cope instead.

Interest rates have dropped to record lows, meaning that if you're looking to get into the housing market, now is the best time to do so. And if you already have a bond, here's how you can pay off some of it quicker.

You may have heard the term debt management. Although it sounds like quite a mouthful, quite simply, debt management is a financial solution that can help manage your debt and ease financial strain. When it comes to debt management, there are two possible solutions to consider: debt counselling or a debt management or consolidation loan. But what is the difference between the two?

Debt counselling was introduced as part of the National Credit Act back in 2007. The reason it exists is simple: to help people who are either in too much debt or soon-to-be over-indebted to repay their outstanding debt through one affordable repayment amount that is agreed with all creditors.

Do you need to get your finances back on track? A personal loan can help, but not all loans are the same. You'll need to know how the bank will determine whether it will grant you a loan, how much you can borrow and what interest rate they'll charge.

This is a tough one. No matter how you approach it, collecting debt from a family member could result in some serious tension and a long-term family feud.