Hippo Partners - Bonitas

Bonitas is one of South Africas top 5 largest open medical schemes and provides cover for approximately 730 000 lives. It offers a choice of 13 medical aid options with the Standard option being the most popular.

Premiums for a single member range from R1009 to R6438. Members have the option of using a hospital of choice (although a 30% co-payment will apply to 14 specific hospitals) or a plan that uses a network of hospitals (the Select options)

Bonitas also provides maternity and preventative care benefits.

Options:

BonComprehensive

This plan is suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 300%. A 30% co-payment will apply to 14 specified hospitals. Day to day claims are payable from savings, a self payment gap and then from additional benefits.

BonClassic

The BonClassic option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice with in-hospital specialist bills paid at 100%. A 30% co-payment will apply to 14 specified hospitals. Co-payments are applied to specialized radiology and / or scopes and a few other in-hospital procedures. Certain day to day claims are paid from savings whilst others are payable from separate risk benefits.

BonComplete

This plan is suited for families requiring comprehensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. A 30% co-payment will apply to 14 specified hospitals. Co-payments are applied to specialized radiology and / or scopes and a few other in-hospital procedures. Day to day claims are payable from savings, a self payment gap and then from additional benefits.

BonSave

The BonSave option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 150%. A 30% co-payment will apply to 14 specified hospitals. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from available savings.

BonFit

The BonFit option is suitable for young families and individuals. It offers unlimited hospital cover at a network of hospitals with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures and there is no benefit for in-hospital dentistry. Certain day to day claims are paid from savings whilst others are payable from separate risk benefits. No benefit for specialised dentistry.

Standard & Standard Select

The Standard option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Select option, through a hospital network, with in-hospital specialist bills paid at 100%. Co-payments are applied to specialized radiology and / or scopes and a few other in-hospital procedures. Day to day claims are paid from a defined benefit pool with a separate benefit for GP consultations and specialised radiology.

Primary & Primary Select

The Primary option is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Select option, through a hospital network, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from defined annual limits.

Hospital Standard

This option is suitable for young families and individuals. It offers unlimited hospital cover at a network of hospitals, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from savings with additional benefits for maternity and preventative care. No benefit available for specialised dentistry.

BonEssential & BonEssential Select

This hospital plan will suit young healthy individuals. It offers unlimited hospital cover at a hospital of choice, or if selecting the Select option, through a hospital network, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures and there is no benefit for in-hospital dentistry. Apart from some preventative care and maternity benefits no other cover for day to day claims is provided.

BonCap

BonCap is an entry level capitated network plan which is affordable and ideal for low earning individuals. A comprehensive list of in-hospital exclusions apply. All treatments are subject to provider network protocols.