Life Insurance and Funeral Cover

Launched in 2014, Different Life offer policies underwritten by Old Mutual Alternative Risk Transfer Limited (a licensed Life Insurer and member of the Old Mutual Group). This means you're partnering with a reliable, stable insurance brand that's been around the block.

Using their unique online platform, Different Life has made it possible for you to purchase comprehensive Life Cover online with just a few clicks. From getting a quote to purchasing a policy, the whole process is friendly, easy-to-use and online, so that you can get cover and your policy documents when it suits you. You can also tailor your policy on your online dashboard, to make sure you have enough cover for you and your loved ones.

What makes us Different?

We're all about maximising impact, not profit. When you buy a Different Life policy, you can choose for your first payment of every year to go to an NGO of your choice on the philanthropy crowdfunding platform. We call this the Different Donation so while you look after your family's future, you'll also make a difference in the life of someone else. Working together, we can have a serious impact on our country.

Here's another innovation: if you refer a friend or family member to Different Life and they buy a policy, you will automatically be rewarded with another Different Donation: another monthly payment to donate on the site.

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Family of three taking a selfie

Life Insurance

Life Insurance products enable you to look after your finances should you become disabled or critically ill, and care for your family and loved ones should you pass away.

You can get a quick, indicative quote in under a minute and complete a full quote online in under 15 minutes. Our friendly, easy-to-use process is completely online and paperless, from start to finish, and you will receive your policy documents in your inbox instantly. You can tailor your policy to suit your lifestyle and needs, and manage it from your online dashboard. This means you can get cover when it suits you. With up to R10 million in cover, you can be assured that your family and loved ones will be looked after if the unthinkable should happen.

  • Affordable premiums on cover up to R10 million
  • Tailor-make your policy to suit your needs
  • No medicals!
  • Get a quick, indicative quote in under a minute
  • Buy cover in as little as 15 minutes
  • Completely online process, for your convenience
  • Manage your policy online from your dashboard
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Funeral Cover

Personalise your Funeral Cover online, with the ability to add over 20 family members on one policy.

  • Buy cover online in as little as 5 minutes
  • Affordable premiums on Funeral Cover up to R100 000
  • Add your partner and up to 10 children to your Funeral Cover policy
  • Get Funeral Cover for up to 4 parents and parents-in-law
  • Get Funeral Cover for up to 8 extended family members
  • Manage your policy online from your dashboard
  • Completely online process, for your convenience
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Funeral Cover - Different life |

Authorised Financial Services Provider
Different Life is an authorised financial services provider (FSP 45453).