The South African car market doesn’t generally have big overtaking moments but in June, one brand threw one up the inside and made it stick. According to NAAMSA’s latest sales data, Ford dropped to fifth spot overall, letting Hyundai sneak into fourth. Proving Mzansi is a bit more Seoul than Country and Western. Toyota, Suzuki, and Volkswagen held steady in the top three positions, proving once again that reputation, reliability and affordability rule the local roads.

You did the responsible adult thing, and you got car insurance. You pay your premiums, you drive defensively, you even park under the shade when possible. But then one rainy Thursday, someone rear-ends you at a traffic light... and it turns out they don’t have insurance.

So, you’ve finally decided to join a medical aid. Maybe you’ve landed a full-time gig, started a family, or just realised that private hospital bills are no joke. Whatever your reason, welcome! But if you’re joining a little later in life or after being uncovered for a while, you might bump into two confusing terms: waiting periods and late joiner penalties.

Babies are expensive. We're talking “a pram that costs more than your first car” expensive. “R900 organic cotton onesie with ‘Cute or what?’ embroidered on it” expensive. But most of all? Private hospital expensive. Specialist expensive. “Sorry, your medical aid doesn’t cover the full amount” expensive.

June kicked off with a small but meaningful win: the repo rate dropped by 0.25%, taking prime down to 10.75%. It’s not a game-changer just yet, but when every rand counts, we’ll take any help we can get.

Being your own boss in South Africa sounds like living the dream, right? No clocking in, no Monday morning standup, no awkward small talk in the office kitchen - just freedom, flexibility, and the hustle you call your own.

Life Insurance or Funeral Cover: which one better serves the need to protect you and your family?

Would you rather pay more now or later? That’s the excess question! It’s like buying a new TV on credit—you could pay it off in small monthly installments (but end up paying way more in the long run) or pay upfront and be done with it. When it comes to car insurance, the logic works in reverse: pay more now with higher premiums and have a smaller excess when you claim, or pay less each month and be prepared to fork out some hard-earned cash when something goes wrong.

While you may have some form of medical aid plan, depending on its structure, more often than not the scheme will not cover all the doctor and other specialist fees, or all procedures in hospital. Medical gap cover pays the difference between the medical aid rates and the higher actual cost charged.

Whether you’re jetting off to Bali for a lekker beach holiday, heading to Europe for a cultural adventure, or doing a quick cross-border mission to Namibia, one thing’s for sure: travel insurance is a must-have. But what exactly is it, how much does it cost, and do you need it for every trip?

April brought a welcome breeze of optimism to South Africa’s car market, and no, it’s not just because fuel prices are dropping again (though we’ll take that win too).

It's a simple question... but the answer's pretty complicated. Here's a look at your options.