Many people don't realise it but it's important to reassess your medical aid scheme every year. Schemes themselves will revise their benefits annually, so members should do the same to understand whether they're receiving the optimum value based on their individual needs.

It might be the perfect time to review your Medical Aid policy and decide whether you’ll need to upgrade or downgrade your current plan. But, deciding on the right scheme or plan can be daunting, as you’re constantly bombarded with Medical Aid jargon. Luckily, this year you’ll be in the know. We’ve taken a closer look at some Medical Aid terms to help you understand what they mean, so you can make an informed decision.

With motorbikes being more fuel-efficient than cars, and scooters being the vehicle of choice for food delivery, we're seeing more and more bikes on the road these days. If you're considering joining the two-wheel brigade, here's what you need to know from an insurance point of view.

A runaway shopping trolley in a parking lot. A gate that's slightly narrower and swifter than it looks. Someone else's bumper nudging yours at 5km/h while you’re in a parking lot. None of it is dramatic enough for a full insurance claim, but it still costs money to fix, and it still makes your car look a little less like the one you take pride in showing up in. That's the what Scratch and Dent Cover is built for.

Pet Insurance helps cover the cost of veterinary treatment when a dog, cat or other pet gets sick or injured. Plans generally include accident cover and illness cover, and some extend to routine care such as vaccinations and check-ups. Pet Insurance is a short-term insurance product instead, which means insurers can tailor plans and premiums to the individual pet, rather than charging every policyholder the same rate.

Tyre and Rim Cover (also called rim insurance) is an add-on motor product that pays for the repair or replacement of tyres and rims damaged by road hazards such as potholes, debris and uneven surfaces. It's typically bought alongside your main Car Insurance policy, either as a standalone product or bundled in as an extra, rather than replacing your comprehensive cover.

Most South Africans carry more than one kind of credit. Our wallets are crammed with cards for various shops, banks and loyalty programmes. A clothing account here, a credit card there, and beyond that there are debit orders for vehicle finance, insurance and perhaps a home or Personal Loan. What few people realise is that these different credit account types can affect your profile differently and determine your ability to borrow money.

Somewhere in South Africa, a driver is handing over their car to someone who did not ask nicely. It happens roughly every 36 minutes, according to the latest SAPS figures, and knowing your number plate off by heart does very little to help once your car has vanished into traffic. However, knowing exactly where it is does.That is the basic logic behind Vehicle Tracking, and it is why so many South African drivers treat it as a given rather than an extra.

If you’re planning your 2027 budget, brace yourself before opening your medical aid statement. Most major schemes have announced their increases for the year, and while the percentages differ slightly, one thing’s certain: healthcare is getting more expensive—again.

Once your factory cover ends, and it always does, mechanical and electrical failures become your bill to pay. Extended car warranty cover is designed to bridge that gap by helping with mechanical and electrical breakdowns during the cover period.

Business Insurance exists to absorb those shocks, so a single bad day does not close your doors. The catch is that it is not one product. It is a set of covers you mix and match to fit what your company does, owns and risks. This guide walks through the main types of Business Insurance, who needs each, and how to size your cover without overpaying.

Life Insurance or Funeral Cover: which one better serves the need to protect you and your family?