Medical Aid schemes in South Africa do not allow children under the age of 18 to be the main members on a Medical Aid, but rather a dependant on an adult’s scheme that covers their health-related expenses. There are certain situations that make an exception to this rule, such as if the parent or guardian is deceased and there are sufficient resources from their estate to keep the child’s membership going.
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If you are looking at adding your child or newborn to your Medical Aid plan, there are certain benefits that are good to have in place. Ideally, you’d like to have comprehensive in-hospital cover in case of medical emergencies, day-to-day cover for paediatrician visits and medication, as well as basic dentistry and optometry. It is important to look for the best benefits at the lowest price, without compromising quality.
Speak to your Medical Aid broker in order to discuss your family’s specific medical needs as they should be able to give advice on the benefits you would need and help you decide on the best option for your family. It’s also helpful to compare Medical Aid quotes from a range of different providers in order to find the best value for your requirements.
Find what you need from a Medical Aid by comparing plans online on Hippo.co.za. Look through the different options available to find a suitable Medical Aid for your children.
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Everything you need to know about getting your child covered.
No, children under 18 must be listed as dependants. In special cases (like death of a parent), the estate may cover membership.
Look for in-hospital cover, GP visits, paediatric consultations, and basic dental and vision benefits.
Speak to a broker to assess your child’s needs, then compare quotes using Hippo.co.za for the best value.
Welcome to our comprehensive guide, where we've compiled essential information, tools, and insights to help you navigate the world of medical aid in South Africa.
Guide to Medical Aid: Explore cover options for day-to-day benefits, hospital plans, and chronic care.
Medical Aid FAQs: Answers to common questions on waiting periods, networks, and chronic cover.
Medical Insurance vs Medical Aid: Understand the differences in benefits, networks, and out-of-pocket costs.
Medical Aid Glossary: The most comprehensive glossary of terms in South Africa.
Hospital Plans: Compare in-hospital benefits and limits against full medical aid schemes.
Medical Gap Cover: See how gap cover reduces specialist shortfalls and unexpected co-payments.
Medical Insurance: Evaluate fixed-benefit plans and when they may suit your budget and needs.
Medical Aid for Students: Navigate options tailored for young adults balancing studies and healthcare needs.
Medical Aid for Pregnant Women: Understand specialised plans covering antenatal care, delivery, and postnatal support.
Medical Aid for Pensioners: Discover cover options for chronic care, specialist visits, and long-term health needs.
Medical Aid for Families: Compare family-focused benefits for routine check-ups, emergencies, and child wellness.
Medical Aid for Children: Explore paediatric benefits from vaccinations to unforeseen medical emergencies.
