Bestmed

Bestmed provides cover for approximately 200 000 lives and offers a choice of 13 different plan options.

Premiums for a single member range from R1493 to R7330 and Pace 1 is the most popular option. The Beat Network range uses a network of hospitals which helps reduce premiums.

Preventative care benefits are offered on all plan options.


Bestmed plan Pace 4

Pace 4 is suited for individuals requiring extensive medical cover.

It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%.

Day to day claims are subject to defined annual limits and savings.

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Bestmed plan Pace 3

Pace 3 is suited for individuals and families requiring additional medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%.

Day to day claims are subject to defined annual limits and savings.

Bestmed plan Pace 2

Pulse 2 is ideal for individuals who are willing to use network providers for all healthcare services.

It offers unlimited hospital cover through a network of hospitals,with in-hospital specialist bills paid at 100%.

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Bestmed plan Pace 1

Pulse 1 is suitable for individuals who are willing to use network providers for all healthcare services.

Co-payments are applied to specialized radiology and /or scopes and a few other procedures.A short list of in-hospital exclusions applies to this option.

All treatments are subject to provider network protocols.

Bestmed plan Pulse 2

Pulse 2 is ideal for individuals who are willing to use network providers for all healthcare services.

It offers unlimited hospital cover through a network of hospitals, with in-hospital specialist bills paid at 100%.

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Bestmed plan Pulse 1

Pulse 1 is suitable for individuals who are willing to use network providers for all healthcare services.

Co-payments are applied to specialized radiology and / or scopes and a few other procedures. A short list of in-hospital exclusions applies to this option.

All treatments are subject to provider network protocols.

Bestmed plan Beat 4

Beat 4 is suitable for young families and individuals.It offers unlimited hospital cover at a hospital of choice with in-hospital specialist bills paid at 100%.

Joint replacements are only covered in the case of acute injury (PMBs only).Day to day claims paid from savings and once depleted from scheme risk.

Optometry benefits are paid from risk.

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Bestmed plan Beat 3 & Beat 3 Network

Beat 3 is suitable for young families and individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Beat 3 Network through a hospital network,with in-hospital specialist bills paid at 100%.

Co-payments are applied to specialized radiology and /or scopes.Joint replacements are only covered in the case of acute injury (PMBs only).

Day to day claims paid from savings with optometry benefits paid from risk.

Bestmed plan Beat 2 & Beat 2 Network

Beat 2 is suitable for young, healthy families and individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Beat 2 Network through a hospital network, with in-hospital specialist bills paid at 100%.

Co-payments are applied to specialized radiology and /or scopes and a short list of in-hospital exclusions applies to this option.

Joint replacements are only covered in the case of acute injury (PMBs only).

Day to day claims paid from savings.

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Bestmed plan Beat 1 & Beat 1 Network

This hospital plan is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice or if selecting the Beat 1 Network through a hospital network, with in-hospital specialist bills paid at 100%.

Co-payments are applied to specialized radiology and /or scopes and a short list of in-hospital exclusions applies to this option.

Joint replacements are only covered in the case of acute injury (PMBs only).

Apart from some preventative care benefits no other cover for day to day claims is provided.