According to the Council of Medical Aid Schemes, only 14.6% of South Africans had medical aid in 2024. Medical aid offers financial protection when health issues arise and medical bills pile up.

Medical cover has a funny way of feeling trivial right up until the moment you really need it. One minute you’re healthy, busy and telling yourself you’ll “look into it later”. The next, you’re staring at an emergency room bill that feels like an April Fool\s joke and wondering how things escalated so quickly.

Medical Aid can be one of the most important monthly expenses in many households. If you’re looking for Medical Aid, taking the time to understand what you really need can help you avoid paying for benefits you don’t use or, worse, finding yourself undercovered when you need the support.

Medical gap cover is an insurance that will fill in the difference, should the specialist's charges be higher, rather than leaving you with what could be a large bill.

So, you’ve finally decided to join a medical aid. Maybe you’ve landed a full-time gig, started a family, or just realised that private hospital bills are no joke. Whatever your reason, welcome! But if you’re joining a little later in life or after being uncovered for a while, you might bump into two confusing terms: waiting periods and late joiner penalties.

While you may have some form of medical aid plan, depending on its structure, more often than not the scheme will not cover all the doctor and other specialist fees, or all procedures in hospital. Medical gap cover pays the difference between the medical aid rates and the higher actual cost charged.

Worried about how to cover the shortfall on Medical Aid co-payments? Use these helpful hacks and focus on healing your body rather than your bank balance.

If you’re an ordinary member of the public, you have 20 open market medical aid schemes to choose from. (The others only being open to certain professional organisations or companies.) So how can you effectively compare them to find the one that’s just right for you? Let’s take you through it.

The South African Council for Medical Schemes has just announced their suggested increase percentage margin (5% + utilisation) for the 2023/2024 medical aid scheme premium increases coming up. Let's find out what that means for you and if there's anything you can do to ease the impact of coming changes on your pocket.

Hold on tight because we're about to spill an industry secret: you don't have to bankrupt yourself and join the best-selling Medical Aid provider to get great health cover – you don't want to miss out on finding the best benefits at the lowest price to perfectly suit your needs.

Choosing the right Medical Aid plan can be one of the most important decisions you make for yourself and your family. Here's how to do it wisely.

What on earth is Medical Aid Gap Cover? Think of it as the bridge on an unfinished highway: it's how you complete your hospital journey without doubling down on the pain.