Is vaping bad for you? Or is it different to smoking cigarettes, cigars or pipes? And how does it affect your Life Insurance premium?

In South Africa alone, out of a total of 80 different medical aid schemes, there are 20 open schemes of which anyone is free to join. For a first-timer, the choice can be daunting.

In a survey by Stats SA in February 2019, it was found that on average, medical-aid schemes increased their tariffs by 8,3%, slightly higher than the 8,0% average recorded in 2018. In 2020, the upward trend continues, with South Africans seeing average increases as high as 10%.

Sometimes living in South Africa can feel like a serious gamble. Just prior to this publication, we posted a detailed article on the state of South African roads which didn’t paint a rosy picture. In this article we look at the leading causes of natural a