Choosing between some of the best Car Insurance providers in South Africa

No matter who you are or what you drive, if you’re lucky enough to own a car in Mzansi, it’s your sanctuary. Your own bubble that gets you to work, does school runs, takes you on weekends away and holidays. Given the size of our country and the length of our commutes, cars are essential - making getting Car Insurance for them equally important.

Choose a Car Insurance provider that’s best for you

Compare Car Insurance quotes

Car Insurance is only a grudge purchase until things go wrong

We get it. If you were born in the 80s or 90s you can feel like Gen D (Generation Debit Order). Every month-end there’s something else that you know you need to pay for, but really don’t like to, that takes money out of your account. Car Insurance is one of them.

Think of it like this though. When one of the perils of the SA roads leaps out at you - in the form of a pothole, a tight parking bay or a fender bender - your stress levels will be drastically reduced (as will the amount you would have to pay for damages if you didn’t have Car Insurance).

Knowing the different types of Car Insurance

Like cars themselves, not all insurance options are the same so it helps to be savvy and know which type is which - and importantly, which one suits you. Knowing your insurance types might not make for riveting dinner conversation or win you the local quiz night, but it’s useful life knowledge to have.

Keep your Car Insurance excess in mind

While a lower premium might look attractive initially, how much you have to pay as an excess is a major factor you need to consider when deciding on the right Car Insurance cover. An excess is the amount you have to pay in order for your claim to be paid out, or it is the amount left to pay the vendor after your insurance has paid out.

The amount of your excess is sometimes higher or close to the cost of paying for the repairs yourself. If it’s a minor ding, dent or scratch, it might not be worth paying the excess and paying for the repair out of your own pocket. If the damage to your car is way higher than the excess you’re required to pay (it could be say R50k and your excess is R3000) then it makes sense to claim and pay the excess.

Read our blog on understanding Car Insurance excess

First, check out hippo.co.za and compare quotes from some of SA’s top insurers side-by-side to take the hassle out of making an informed decision.

What affects your Car Insurance quote

If insurance jargon makes your eyes glaze over, you’re normal. But there are some people who love the technical side of calculating risk. While we won’t go into the details of actuarial science here, these are factors that are considered when quotes are created for you and your Car Insurance.

Read the complete South African car guide to learn more about the most popular models in South Africa, and information on the various insurance costs

Hippo as your Car Insurance go-to

With everything in one place on hippo.co.za , we take the mission out of finding the right Car Insurance for your car and your wallet. As one of SA’s trusted insurance aggregators, we’ve helped thousands of South African motorists save money every month. It’s not just about finding the best price, but getting the best value for your needs.

• Fill out ONE form and compare 12 Car Insurance quotes side-by-side in a few minutes.

• You can confidently choose which one suits you best.

• No hassles, endless research, call centres or spam.