a female engineer on construction site

Business Insurance requirements for Building & Construction companies

Running a Building Construction company comes with big risks, and that's why it's so important to have the right insurance. Here's a breakdown of the essential Construction Insurance that contractors or builders need.

The cover you need for your Construction business
Business insurance guide in South Africa | Hippo.co.za

Business Insurance needed by Courier Services

If you run a Courier Delivery Services business you'll constantly be on the go carrying your customers' precious cargo – you need to be insured because packages can (and do!) go missing and get broken.

Find out more about Insurance needed for a Courier Delivery Services business
Credit Risk Cover

Business Insurance Credit Risk Cover

If you run a Courier Delivery Services business you'll constantly be on the go carrying your customers' precious cargo – you need to be insured because packages can (and do!) go missing and get broken.

Find out more about Credit Risk
directors signing a contract for insurance

Business Insurance requirements for Directors Insurance

ompany directors and executives face personal risk for the decisions they make. Directors & Officers (D&O) Insurance protects them against claims of mismanagement, negligence, or breach of duty.


The cover you need for your business

  • Directors & Officers Liability – protection against personal claims on directors

  • Legal Defence – covers the cost of defending directors in court

  • Employment Practices Liability – protection against claims like unfair dismissal or discrimination

Get directors cover
learner driver with her instructor

Business Insurance Essentials for Driving Schools

Insurance is essential for running a successful Driving School – and you'll need a lot more than just basic Car Insurance. From Vehicle Insurance to Public Liability, here's what to consider.

Get Business Insurance for your Driving School
a man sitting in his car looking at his watch

Business Insurance needed by E-hailing Drivers

A complete guide to what you need in order to be fully covered as an E-hailing driver for companies like Uber and Bolt, including add-ons like Roadside Assistance or Business Concierge.

Get started as an E-hailing Driver in South Africa
event liability cover policy

Business Insurance requirements for Event Liability Insurance

Hosting an event always comes with risks. If someone gets injured or property is damaged, your business could face costly claims. Event Liability Insurance protects you from these unexpected expenses.


The cover you need for your event

  • Public Liability – protection if guests or third parties are injured

  • Property Damage – covers accidental damage to venues or equipment

  • Legal Defence – helps with the cost of defending claims

Get event liability cover
a parked black hearse.

Business Insurance requirements for Funeral Parlours

Funeral Services are big business in South Africa, but you have to have insurance to protect your small business from unforeseen risks and financial threats.

Learn more about Insurance for Funeral Parlours
handing over new house keys

Guesthouse and B&B Owners Business Insurance requirements

Managing a guesthouse or B&B comes with unique risks so give your small business an added level of safety by investing in the right Business Insurance cover.

Find out more about Insurance for Guesthouse Owners
key man cover signing

Business Insurance requirements for Keyman Insurance

If your business relies on one or two key people to keep things running – like a founder, top salesperson, or technical expert – losing them unexpectedly could put the whole company at risk. Key Person Insurance helps your business survive if the unthinkable happens.

The cover you need for your business

  • Financial Protection – pays out a lump sum if a key employee dies or becomes disabled

  • Business Continuity – helps cover lost revenue and operating costs while you recover or replace the person

      • Debt & Investor Security – ensures business loans or investor commitments can still be honoured

Get keyman insurance
a motorcycle delivery rider

Business Insurance requirements for a Motorbike Food Delivery Service

Between Uber Eats, MrD and Bolt, Motorbike Food Delivery Services are booming right now – get the right insurance to be your own boss.

The cover you need to run a successful Motorbike Food Delivery Service
two mechanics working on a car

Business Insurance needed by Motor Mechanics

From Motor Traders Insurance to Liability Cover, here's what you need to keep the doors of your Motor Mechanic business open.

Everything you need to know about Insurance for a Motor Mechanic business
get cover for your products

Business Insurance requirements for Product Liability Cover

Running a business that sells or manufactures products comes with risk. If a product you supply causes injury, illness, or damage, you could face expensive claims. That’s why having Product Liability Insurance is essential.


The cover you need for your business

  • Product Liability Cover – protection against claims from faulty or harmful products

  • Legal Defence – covers the cost of defending claims

  • Product Recall – helps with costs if you need to recall unsafe products

Get product liability cover
professional indemnity insurance

Business Insurance requirements for Professional Indemnity Insurance

If you give advice, provide a service, or make recommendations as part of your business, there’s always a chance something could go wrong. A mistake, omission, or misunderstanding could leave you facing costly claims. That’s where Professional Indemnity Insurance steps in.

The cover you need for your business

  • Professional Indemnity Cover – protects you against claims of negligence, mistakes, or bad advice
  • Legal Defence – covers the costs of defending yourself in court
  • Compensation Costs – helps pay damages if a client suffers financial loss due to your work
Get Professional Indemnity Cover
Business insurance guide in South Africa | Hippo.co.za

Public Liability Insurance Cover

If you run a Courier Delivery Services business you'll constantly be on the go carrying your customers' precious cargo – you need to be insured because packages can (and do!) go missing and get broken.

Find out more about Public Liability Insurance
a driver collecting passengers and their luggage

Business Insurance requirements for Shuttle Services

From Car Insurance to Commercial Insurance, here's what cover you need to protect your Shuttle Services business, your car and, most importantly, your passengers and other people on the road.

Learn more about Insurance for your Shuttle Service business