Your Guide to BMW in South Africa

BMW Models and Segments

The best-selling BMW model is the 3 Series, a premium family sedan. However, they also offer their popular 1 Series hatchback and the 2 Series compact sedan. The executive 5 and 7 Series complete their elite sedan range, while their 6 and newly launched 8 Series models offer stylish alternatives to their sedan models.

They also offer premium SUV models with the X1, X3, and stately X5 and X6. Their Z4 model completes the range as their two-seater sports model.

BMW is one of the few companies in South Africa with an all-electric division, and it’s spearheaded by their i3 and i8 models.

Here’s a breakdown of all BMW models and segments:

Read more about these BMW models: 3 Series and iX

Vehicle Insurance

BMW has their own range of vehicle insurance with unique offerings, from comprehensive cover to tyre cover. While it’s great to have everything managed in-house, shopping for insurance and comparing insurance prices is still a great option when you’re in the market for car insurance cover.  

Here is a quick look at each insurance offering by BMW.

BMW Comprehensive Cover

• Total cover provided by BMW if your vehicle is fitted with an advanced electronic anti-theft system, and replacement in the event of total loss

• Driver service

• Accident management services

• Emergency medical support

• Repairs conducted by an approved BMW repair centre

• Cover for clients outside South Africa (within limitations stipulated by BMW upon agreement of insurance)

• Automatic car hire available in the event of theft or damage

BMW Dynamik Cover

• Personal accident and all-risk cover worldwide

• Up to R20 000 in personal liability cover

• Accidental damage included in buildings cover

• Cover for craft such as ski-boats, jet-skis, yachts, and windsurfers

• Identity theft cover

• Upgrading of security systems following a break-in

• Emergency medical support

• Roadside assistance

• Accident management services

• Driver service

• No excess for drivers over the age of 55

BMW Credit Protection

There are three options that provide coverage in the event of death, retrenchment, disability, critical illness, or hospitalisation.

BMW Top Cover

In the event of a theft or write-off of your vehicle, BMW will settle the difference between your comprehensive insurance payout and the amount owing on your finance agreement.

BMW Care and Cosmetic Repair Cover

An innovative cover by BMW to repair small scratches, dents, chips, and abrasions. The cover is available for both the interior and exterior of your BMW.

BMW Tyre Cover

• Tyre fitment fee covers up to R500 when fitted by an approved dealership

• Available on regular and run-flat tyres

• Used tread not calculated during claim stage (must be roadworthy and within SA legal limit)

• No excess payable at claims stage

• All tyres covered in the event of an accident

• Unlimited claims (run-flats limited to R45 000 per annum)

BMW Extended Warranty Cover

• 24-month warranty extension

• No waiting period

• 42 major components included

• Cover transferable with vehicle

• Emergency fuel delivery

• Battery failure

BMW Car Rental

BMW models are found on the higher end of the price range. This means they can be quite expensive to have as rental cars. However, considering BMW has won the SA Car of the Year Award numerous times, it could well be worth the cost, and many car rental services do offer BMW models for hire.