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Start your free Vehicle Finance Quote here

By inserting your ID and clicking "Continue" you consent to Hippo processing your personal information in order to provide the services and you accept our Terms of Use. Processing includes sharing your information with a registered credit bureau. The information will only be used to simplify the quote process and does not impact your credit rating. Prepopulated information displayed is retrieved from the credit bureau directly.

Why do you need Vehicle Finance?

Most people will be unable to pay for their dream ride upfront in cash. Car finance simply means a company lends you the money to buy the car, and that you will pay back the car loan amount plus interest. Basically, you are paying for your new car in monthly instalments instead of paying a big once-off amount.

How much do I qualify for?

How much vehicle finance you can take out will depend on your unique circumstances, including how much you earn, how much you have for the deposit, and what your credit score is.

The main factors that will influence your monthly repayment amounts are the upfront deposit paid, the interest rate and the loan period. The bigger the deposit, the lower your monthly premiums. For example, a R20 000 deposit on a R200 000 car loan could reduce your monthly premiums by as much as R1 000 per month.

The loan period – how long you take to repay it – will also affect the premiums. A long loan period will mean paying smaller monthly instalments but paying more interest.

Your credit score is also important. The better it is, the less interest you’ll be charged, as the finance company will consider you to be less of a risk.

Looking for a vehicle finance calculator?

Hippo.co.za can help you find finance options tailored to your needs and budget. Plus, we’ll do all the hard work for you. Simply enter your details in the comparison tool, and the amount of financing you need, and we’ll help you find the best possible deal. Not only will our tool help you figure out whether or not that dream car is within your budget, but it will show you different options next to one another so that you can compare them and find the best one for yourself.

So, whether you choose a sports car, a luxury sedan to drive around in style, or an SUV for your family, get the finance you need online with Hippo.co.za!

A quick guide to Vehicle Finance

Vehicle
Finance

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Buying your first car is a major milestone, but with this comes responsibility to ensure that you have Car Insurance and financing in place.

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Balloon payments
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Rent-to-own
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What is a rent-to-own car financing option and how can it help you? Read about the pros and cons of this option.

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Have any additional questions about Vehicle Finance?

Check out our FAQs page and our glossary that explains all the vehicle finance terms you need to know.