Family Medical Aid is an important financial investment to consider for new and potential parents. This type of policy covers a family financially for day-to-day and in-hospital health-related expenses. The bulk of the premium is applied to the main member while smaller amounts are added for each dependant such as a spouse and children.
These questions are vital to ask before choosing a family Medical Aid plan so that you can budget for the day-to-day expenses for the year ahead. And, if you are planning on starting a family soon, these questions will help you figure out whether prenatal and postnatal care, the birth, paediatric consultations, and vaccinations are covered, and what the procedure is for registering your newborn on your plan. Compare medical aid quotes online with Hippo.co.za to find the best plan for you and your family.
What are the benefits for the main member?
Are the benefits the same for both the main member and their dependants?
Will costs increase for the main member if they’re planning on extending their family?
Will costs increase when the child dependants reach a specific age?
How much day-to-day cover will the family receive annually?
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Answers to common questions families ask when choosing a medical aid scheme.
It usually includes in-hospital treatment, GP visits, medication, and sometimes dental and optical care for all dependants.
Ask about benefits for dependants, how premiums change as your family grows, and what’s included for maternity and children.
Notify your scheme within the allowed timeframe post-birth. Some allow immediate registration with no waiting periods if done on time.
Welcome to our comprehensive guide, where we've meticulously compiled essential information, tools, and insights to assist you in navigating the complex world of medical aid.
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Medical Aid for Families: Find comprehensive coverage options for households, from routine check-ups to specialized care.
Medical Aid for Children: Explore plans tailored to pediatric care, from vaccinations to unforeseen medical emergencies.
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Hospital Plans & Cover Options: Compare various hospital plans and their coverage against full medical aid schemes.
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FAQ's For Medical Aid: Find answers to common questions about medical aid in South Africa, from waiting periods to chronic condition coverage.