Many people don't realise it but it's important to reassess your medical aid scheme every year. Schemes themselves will revise their benefits annually, so members should do the same to understand whether they're receiving the optimum value based on their individual needs.

It might be the perfect time to review your Medical Aid policy and decide whether you’ll need to upgrade or downgrade your current plan. But, deciding on the right scheme or plan can be daunting, as you’re constantly bombarded with Medical Aid jargon. Luckily, this year you’ll be in the know. We’ve taken a closer look at some Medical Aid terms to help you understand what they mean, so you can make an informed decision.

If you’re planning your 2027 budget, brace yourself before opening your medical aid statement. Most major schemes have announced their increases for the year, and while the percentages differ slightly, one thing’s certain: healthcare is getting more expensive—again.

Whilst a hospital plan is technically a type of Medical Aid, the core difference is straightforward: a hospital plan covers you when you’re admitted to hospital, while comprehensive Medical Aid covers both hospital stays and everyday healthcare costs like GP visits, chronic medication, dental check-ups, and eye tests.

Tax is confusing. Medical aids are confusing. Put them together and it can feel impossible to figure out. Is claiming medical expenses back from tax really worth it? We explain how it works to help you make up your mind about whether or not you want to.

There are more than 150 'open' medical schemes in South Africa. These are schemes that any member of the public is allowed to join subject to the rules of the scheme.

Medical Aid is often sold as a simple idea: you contribute monthly, and your healthcare is covered. That’s the theory, anyway. In practice, it’s the benefits that shape your real experience – and those can differ much more than people expect. If you’re reviewing your options or signing up for a Medical Aid for the first time, it helps to look beyond what’s included and focus on what those benefits actually mean in real terms.

With only ± 15.5% of the South African population having Medical Aid and noting that a small minority pay cash for private healthcare, there is still a vast majority of South Africans without Medical Aid.

After figuring out all the levels to finding the right Medical Aid for you and your family, the “final boss” is Gap Cover. While Medical Aid can be crucial for covering private, specialist healthcare, many plans fall short of paying the full amount. With medical costs consistently rising, Gap Cover is your "all bases covered" solution to make sure you’re not caught short and have to pay out of pocket when specialists charge above Medical Aid rates.

While Hippo.co.za is widely known as a trusted, free, online comparison platform for Insurance, Medical Aid and other financial services, it is also an authorised financial services provider offering Medical Aid advisory services to clients. These awards reflect the advisory work Hippo’s team carries out on behalf of its clients throughout the year.

According to the Council of Medical Aid Schemes, only 14.6% of South Africans had medical aid in 2024. Medical aid offers financial protection when health issues arise and medical bills pile up.

Medical cover has a funny way of feeling trivial right up until the moment you really need it. One minute you’re healthy, busy and telling yourself you’ll “look into it later”. The next, you’re staring at an emergency room bill that feels like an April Fool\s joke and wondering how things escalated so quickly.