2020-07-28

What is debt management?

You may have heard the term debt management. Although it sounds like quite a mouthful, quite simply, debt management is a financial solution that can help manage your debt and ease financial strain. When it comes to debt management, there are two possible solutions to consider: debt counselling or a debt management or consolidation loan. But what is the difference between the two?

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2020-03-16

Collecting personal debts from family

This is a tough one. No matter how you approach it, collecting debt from a family member could result in some serious tension and a long-term family feud.

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2019-07-29

The most common money scams in South Africa

In South Africa, the Financial Intelligence Centre (FIC) deals with financial crimes like scams and money laundering. Each year, they release a report on the most common money scams in the country.

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2019-03-11

The First-time Homebuyer’s Guide to Budgeting

Are you surprised to learn that according to Property24, the average age of first-time homebuyers in South Africa is 34 years old? If you’re one of them, you know just how difficult it can be to raise enough money to buy a home.

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2018-07-17

Five Things That Don’t Affect Your Credit Score

When you apply for a Personal Loan, credit card or retail account, some of the biggest factors that lenders take into consideration when calculating your creditworthiness are your previous payment behaviour and the number of accounts you have. What you may not be aware of is that not every financial activity will necessarily damage or improve your credit score.

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2017-03-24

How to save water and recycle grey water in your home

The current drought has forced the city of Cape Town to enforce increasingly severe limitations on water usage. The Cape Town city council said it is now up to every resident to use water wisely, and urged Capetonians to bring down their water consumption even further than the 800 million litres daily target to 700 million litres, or the city may be in an even more critical water crisis.

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2016-05-26

How to get a Loan in tough economic times

The recent interest rate hikes, food price increases and generally tough economic times in South Africa right now mean that you’re probably feeling a little stretched financially. Personal Loans can help bridge the gap by providing financing in the short-term, which you can pay off in smaller amounts later.

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2016-03-11

Freshers' guide to first year at varsity

The transition from high school to university is a remarkable event for young adults and their parents. Not only does it reward twelve years of hard work and dedication, but it's also a step closer to fulfilling a lifelong dream.

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2015-11-02

Experts reveal how to create a wedding day budget

He asked you to marry him and you said yes. Congratulations! So far you both have experienced a few weeks of post-engagement bliss, but now it's time to give the wedding some serious thought. When you get the preparations underway, some items on your checklist will be fun to execute while others, such as dealing with the cost of the wedding, can be overwhelming.

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2015-09-18

South Africa's most expensive provinces

Whether you’re happy in your city, wanting to move, or needing to move, you’ve probably heard all the stories about the expenses of living in certain SA cities. Before you take out that personal loan, get the inside story from some experts and stats which compare our provinces.

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