2020-07-28

What is debt management?

You may have heard the term debt management. Although it sounds like quite a mouthful, quite simply, debt management is a financial solution that can help manage your debt and ease financial strain. When it comes to debt management, there are two possible solutions to consider: debt counselling or a debt management or consolidation loan. But what is the difference between the two?

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2020-07-24

How your risk factors affect what loans you can get

Do you need to get your finances back on track? A personal loan can help, but not all loans are the same. You'll need to know how the bank will determine whether it will grant you a loan, how much you can borrow and what interest rate they'll charge.

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2020-03-16

Collecting personal debts from family

This is a tough one. No matter how you approach it, collecting debt from a family member could result in some serious tension and a long-term family feud.

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2019-10-30

The costs of a newborn’s first weeks

We know it costs a lot of money to have a baby, but have you ever wondered just how much? Hippo.co.za looked at multiple stores and took the average prices of the most common essential baby items.

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2019-07-29

The most common money scams in South Africa

In South Africa, the Financial Intelligence Centre (FIC) deals with financial crimes like scams and money laundering. Each year, they release a report on the most common money scams in the country.

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2019-06-19

Why do some people still use cash?

Back in the days, when there were no bank accounts, people used to save their money under the mattress. Cash was the only way to do business and if it was lost it or you were robbed, well, that was just the risk you took having to carry it everywhere. Hippo.co.za takes a look at the different kinds of payment methods available to find out why cash is still king for many.

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2019-03-11

The First-time Homebuyer’s Guide to Budgeting

Are you surprised to learn that according to Property24, the average age of first-time homebuyers in South Africa is 34 years old? If you’re one of them, you know just how difficult it can be to raise enough money to buy a home.

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2018-07-17

Five Things That Don’t Affect Your Credit Score

When you apply for a Personal Loan, credit card or retail account, some of the biggest factors that lenders take into consideration when calculating your creditworthiness are your previous payment behaviour and the number of accounts you have. What you may not be aware of is that not every financial activity will necessarily damage or improve your credit score.

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2018-04-13

Saving for your child’s education

The average cost of education at a government school, from pre-primary to matric in South Africa can add up to around R1.5 million per child. This is a substantial amount of money parents would need to have access to during the course of their child’s educational career, yet according to Old Mutual’s Savings and Investment Monitor 2017, 56% of South Africans are currently not saving for their child's education.

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2018-04-09

How to successfully manage studying while working full-time

Studying while working part-time is not an uncommon occurrence, studying while working full-time is a bit more of a challenge. Whether you’ve decided to upskill yourself and further your current career, change job paths completely, or begin your very first experience of tertiary education while getting work experience at the same time, it can be a daunting task to tackle.

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2017-06-26

Online tax tools to make your returns a breeze this season

Tax season is here, and maybe you’re one of the many people who don’t know where to start with their tax return. If you can’t rely on your employer or a tax practitioner to help you with your tax returns, there are some useful online tools that can assist you with your tax filing, so that you’re not left scratching your head.

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2017-03-24

How to save water and recycle grey water in your home

The current drought has forced the city of Cape Town to enforce increasingly severe limitations on water usage. The Cape Town city council said it is now up to every resident to use water wisely, and urged Capetonians to bring down their water consumption even further than the 800 million litres daily target to 700 million litres, or the city may be in an even more critical water crisis.

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