Understanding Medical Aid Coverage for  Breast Reduction Surgery

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Find out if your medical aid covers macromastia treatment and compare plans.

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What Is Macromastia?

More than the struggle to find well-fitting clothing, the volume and weight of disproportionately large breasts cause a woman numerous physical problems that can have far-reaching psychological repercussions.

Macromastia, or breast hypertrophy, as it is clinically known, is a medical condition that may occur due to overdevelopment of glandular tissue during puberty or as deposited fat in the breasts as women age or become overweight. It can also occur as a result of hormone sensitivity and can affect just one or both breasts.

While there is no hard and fast rule as to what constitutes macromastia, a fair indication is that breast weight is approximately 3% or more of an individual's total body weight and breast tissue exceeds 1.5kg.

The sheer weight and size of abnormally-sized breasts can cause breast pain and severe physical disablement. Over and above these and other physical problems, the extreme burden of having to carry excessive weight makes normal day-to-day activities and exercise almost impossible. Emotional and social issues may arise, such as depression and lack of interaction with others.

 

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Physical Symptoms of Breast Hypertrophy

The sheer weight and size of abnormally large breasts can cause significant pain and physical limitations:

  • Muscular pain and discomfort – neck, shoulder, and back pain
  • Numbness – pins and needles in the fingers, hands, or arms
  • Posture – poor posture may compress nerve pathways
  • Rash – redness, itchiness, and moisture under the breast can cause skin infections
  • Breathing – the weight of the breasts can cause difficulty breathing

Reduction mammoplasty is performed by a plastic surgeon and involves removing breast tissue and excess skin, as well as repositioning the nipple. To alleviate pain, infection, and other complications, over-the-counter medication is often the first line of management.

Medical Aid Schemes Standpoint

Medical aids do not cover purely cosmetic procedures, but some may provide partial cover if the surgery is deemed medically necessary and the case meets the scheme’s ex gratia requirements.

They typically review medical motivation from specialists such as physical therapists, chiropractors, dermatologists, or orthopaedists. However, protocols differ across medical aids and product options.

Some, such as Discovery, may provide support for the conservative management of macromastia.

Momentum has also reviewed its breast reduction policy following the Juliet Harding case, acknowledging the need to improve benefit fairness.

 

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What Does This Mean for Macromastia Sufferers?

What does this mean for a member suffering from macromastia? Some medical aid schemes agree that macromastia is a medical condition that needs consideration. However, sufferers will need to meet certain clinical criteria before their case is considered.

Every medical aid is different, and so will their criteria be. If you're considering breast reduction surgery, ask them to provide you with the criteria in writing.

 

Make an Informed Choice

Understanding your medical aid's coverage for macromastia treatment is crucial for making the right healthcare decisions for your condition. Remember that medical aids review their products annually, so make sure you keep yourself updated.

 

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Use our free online medical aid comparison tool to compare plans side by side and find coverage that considers macromastia as a medical condition.

 

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Frequently Asked Questions

Get clear answers about macromastia and medical aid coverage.

Macromastia is generally defined as breast weight being approximately 3% or more of your total body weight, with breast tissue exceeding 1.5kg. However, medical aids don't have standard protocols — each scheme has different clinical criteria. You'll need documented physical symptoms like chronic neck/back pain, breathing difficulties, skin infections, or nerve compression, plus specialist referrals from physical therapists, chiropractors, dermatologists, or orthopedists to support your case.

Medical aids don't cover cosmetically-driven procedures, but some provide coverage if breast reduction is deemed medically necessary. Coverage depends on meeting the medical aid's specific ex-gratia requirements and clinical criteria. Discovery offers “medical support for conservative management of macromastia,” while Momentum has committed to reviewing their breast reduction policies. Each medical aid has different protocols, so you'll need to check your specific scheme's requirements.

Medical aids typically require medical motivation from specialists such as physical therapists, chiropractors, dermatologists, or orthopedists who can document the physical impact of macromastia. These specialists need to provide evidence of symptoms like chronic pain, nerve compression, skin infections, breathing difficulties, or postural problems that significantly affect your daily life and overall health.

The article doesn't specify exact costs, but breast reduction surgery (reduction mammoplasty) performed by a plastic surgeon involves removing breast tissue, excess skin, and repositioning the nipple. Costs vary depending on the surgeon, facility, and complexity of the procedure. Since medical aid cover is limited and criteria-based, many patients end up paying significant out-of-pocket expenses even with medical aid.

If your claim is rejected, ask your medical aid to provide their specific criteria for macromastia coverage in writing. Gather additional specialist reports documenting your symptoms and their impact on daily life. Consider getting second opinions from other specialists, and remember that medical aids review their products annually, so policies may change. You can also appeal the decision with comprehensive medical documentation supporting the medical necessity of the procedure.

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