Burying yourself in funeral costs could be a grave mistake, especially when there's Funeral Cover available to handle those expenses. Plus, there's also a variety of insurance companies and policies that you can compare to find the better option at the right price.
Compare these leading brands side by side
All our funeral cover partners are licenced Insurers and FSP’s.
We are always trying to add more brands for our customers. If you don’t see a brand, that’s their decision.
Did you know that South Africa has, on average, some of the highest funeral costs in the world? Depending on your family traditions or cultural customs, the cost could pile up into tens of thousands of rands — especially when you include the undertaker's fee, cost of the burial plot, and more.
That's a lot of money to pay out of pocket, especially when you have a parent who wasn't able to afford their own Funeral Cover.
Different plans are available depending on what premiums you can afford, how much cover you would need, and which benefits you'd like to have. Different brands provide different plans, whether you're taking out a new policy on behalf of your parents or adding them to your existing policy.
The lump sum that's paid out upon their death can cover funeral costs, medical bills or anything else related to organising your parents' send-off.
When it comes to this type of insurance, age matters. And it's best to take out a policy either for yourself (before 65) or for your elderly parents (preferably before they turn 75).
Are there other options when it comes to the over-80s?
From an insurer's point of view, an older person is likely to pass away sooner than a younger one, after paying monthly premiums for just a short time. But while it's difficult to find Funeral Cover for 80-year-olds due to their higher risk, there are policies available for this age group.
Life Insurance could be an alternative if you're able to prove insurable interest. In simple terms, you need to prove that you're financially dependent on your parent(s) or would experience impactful financial loss if they passed away.
The Benefits of Funeral Cover
A funeral policy helps you cover funeral and burial costs by giving you a lump-sum payout when the named beneficiary of the policy dies. These payouts are typically processed faster than those for other types of insurance, like Life Insurance, removing the stress of a lack of funds during a time of grieving.
These payouts can be used to cover immediate expenses like airtime, flowers, catering and tent hire, among other necessities. These are all costs that family members would have to pay out of pocket if there isn't proper cover in place — and covering those costs sadly sometimes leads to debt.
The best way to make sure you're getting enough cover is to do your research and compare Funeral Cover plans online with Hippo.co.za .
Once you go Hippo, you don’t go back. Just ask these customers:
based on 20 704 service ratings.
I saw the advert on my phone confirming that if I need assistance when looking for insurance Hippo can assist. The advert also told me to press for urgent assistance. I did. I was assisted immediately.
By advertising on social media all insurance companies. I have saved R400 from the insurance that I choose.
Execellent service, timeous response, great communication and a good overall experience finding the ideal insurance for you.
I was desperate for an insurance an affordable premium as Auto General had suddenly communicated that they would charge me R2400. Hippo provided affordable options and within 3 hours, I had new insurance cover at a good rate and the old insurance cancelled.
The lady that helped she was the best and honest with everything we discussed about their insurance company. Thank you dear for the best customer service.
Clear answers to help you understand Funeral Cover for Parents and how it can support your family during a difficult time.
Did you know that South Africa has some of the highest funeral costs in the world? Depending on your traditions and arrangements, costs can easily reach tens of thousands of rands. Funeral Cover helps protect your family from sudden financial strain when a parent passes away.
You can take out Funeral Cover in your own name and add your parents as beneficiaries. When a covered parent passes away, the policy pays out a lump sum to help cover funeral and related expenses.
Funeral Cover options differ by insurer and can vary based on benefit amounts, age limits and additional services. Cover can be used for funeral costs, transport, catering and other end-of-life expenses.
Yes. Most insurers have age limits for adding parents to a policy. It’s generally easier and more affordable to arrange cover before a parent reaches their mid-70s.
Cover for parents over 80 is limited, but some insurers may still offer options. In certain cases, Life Insurance could be considered if financial dependency can be shown.
Funeral Cover pays out quickly, allowing families to focus on arrangements rather than finances. The benefit can be used for burial costs, transport, catering and other funeral-related expenses.
You can compare Funeral Cover quotes online using Hippo.co.za to find a policy that matches your family’s needs and budget.
Not all insurers on Hippo currently offer Funeral Cover for Parents. Information is provided for comparison purposes only and should not be seen as financial advice.
Get multiple Funeral Cover quotes and compare benefits side by side.
Find a policy that gives your parents the dignified send-off they deserve.
Essential information, tools, and insights to help you understand and compare Funeral Cover options for your family.
Funeral Cover for Parents: Learn how to add your parents to your funeral policy and ensure their funeral expenses are financially covered.
Funeral Cover for Over 80's: Discover cover options for people aged 80+, including simplified underwriting and no medical tests.
Funeral Cover for Extended Family: Understand how to cover extended family members and avoid unexpected funeral costs during difficult times.
Funeral Arrangements Checklist: A practical step-by-step guide on what to do and who to contact when arranging a funeral for a loved one.
Funeral Cover With No Waiting Period: Learn how to get immediate accidental death cover and what waiting periods apply for natural causes.
Family Funeral Cover: Find out how to protect your spouse, children and parents with one policy that pays out quickly and reliably.
