The recent interest rate hikes, food price increases and generally tough economic times in South Africa right now mean that you’re probably feeling a little stretched financially. Personal Loans can help bridge the gap by providing financing in the short-term, which you can pay off in smaller amounts later.

Waiting for a Personal Loan to be approved is a bit like going on a first date. Your hands are sweaty and your stomach’s tied in knots, as you wonder whether this is your best option and worry over potential rejection.

With food prices expected to increase by 10% by the middle of this year, many South Africans will have to rely on a Personal Loan to make ends meet. But, even when money is tight and we've obtained some extra bucks to help us get through the month, we sometimes get tempted to spoil ourselves with luxury indulgences. There are many high-priced lifestyle options ordinary folk may desire such as a R2 000 pair of designer shoes or a meal worth R600 at an upscale restaurant. Then, there is a pair of headphones that is worth over R800 000.

The transition from high school to university is a remarkable event for young adults and their parents. Not only does it reward twelve years of hard work and dedication, but it's also a step closer to fulfilling a lifelong dream.

Your car suddenly won’t start. You lose your job unexpectedly. Your child needs urgent medical treatment. We don’t like to think about these things, but the reality is that life is unpredictable and you won’t always have enough savings to cover these unexpected expenses. That’s where emergency funds such as a Personal Loan can come in handy: they give you access to cash quickly in times when you need it most.

Let’s face it – credit has a bad reputation. When most of us think of short-term loans and credit cards, we think of high interest rates, huge monthly repayments and being stuck in an endless cycle of debt. But the truth is, having a credit facility can actually be really useful in managing your finances – as long as you know which product best suits your circumstances, and how to manage any resulting debt properly.

He asked you to marry him and you said yes. Congratulations! So far you both have experienced a few weeks of post-engagement bliss, but now it's time to give the wedding some serious thought. When you get the preparations underway, some items on your checklist will be fun to execute while others, such as dealing with the cost of the wedding, can be overwhelming.

Whether you’re happy in your city, wanting to move, or needing to move, you’ve probably heard all the stories about the expenses of living in certain SA cities. Before you take out that personal loan, get the inside story from some experts and stats which compare our provinces.

As parents we often ask our children what they want to become when they grow up. The enthusiastic responses may vary from doctor and teacher to astronaut and lawyer.

With steadily increasing electricity costs and unstable service delivery, rampant price hikes are occurring across various industries in the country.

Personal loans have been a matter of some debate for a long time, both in South Africa and all across the world.