A runaway shopping trolley in a parking lot. A gate that's slightly narrower and swifter than it looks. Someone else's bumper nudging yours at 5km/h while you’re in a parking lot. None of it is dramatic enough for a full insurance claim, but it still costs money to fix, and it still makes your car look a little less like the one you take pride in showing up in. That's the what Scratch and Dent Cover is built for.

Tyre and Rim Cover (also called rim insurance) is an add-on motor product that pays for the repair or replacement of tyres and rims damaged by road hazards such as potholes, debris and uneven surfaces. It's typically bought alongside your main Car Insurance policy, either as a standalone product or bundled in as an extra, rather than replacing your comprehensive cover.

Somewhere in South Africa, a driver is handing over their car to someone who did not ask nicely. It happens roughly every 36 minutes, according to the latest SAPS figures, and knowing your number plate off by heart does very little to help once your car has vanished into traffic. However, knowing exactly where it is does.That is the basic logic behind Vehicle Tracking, and it is why so many South African drivers treat it as a given rather than an extra.

Once your factory cover ends, and it always does, mechanical and electrical failures become your bill to pay. Extended car warranty cover is designed to bridge that gap by helping with mechanical and electrical breakdowns during the cover period.

The time has come for you to renew your driver's licence. You're probably already dreading dealing with the admin, the queues snaking out the door, and the looks of exasperation on the faces of disgruntled government employees. Our quick driver’s licence renewal guide will help you get it done in no time.

South Africa has a thriving car modification culture. From lowered Golfs in Jozi, mobile boom boxes and kitted out and lifted bakkies in the Karoo, South Africans love standing out by “uniqueifying” their rides. Most of those modifications are perfectly legal. Some are not. And almost all of them have implications for your Car Insurance that your insurer expects you to know about.

So you want an SUV, but not a brand-new price tag. Smart move. A two-to-five-year-old SUV gives you most of the space, safety and kit of a new one, without that gut-punch of first-year depreciation that someone else has already absorbed for you.

Essential car cover goes beyond standard car insurance. From comprehensive car insurance and vehicle tracking to service plans and tyre cover, understanding how different types of protection work together can help South African drivers avoid unexpected costs and stay covered on the road.

If you just look at the list, nothing here is particularly surprising. The Toyota Corolla Cross is still leading. The Suzuki Swift, Volkswagen Polo Vivo and Hyundai i20 are all where you’d expect them to be. The Ford Ranger snuck back into the Top 5 to round things out.

South Africa has more than 13.3 million registered vehicles on the road, yet an estimated 65% of motorists may be driving without insurance, leaving millions exposed to risks like accidents, theft and costly repairs with no financial protection in place. And uninsured driving is only part of the story. Vehicle crime remains a concern, road accidents happen daily, and even roadworthiness issues contribute to the risks South African motorists face. These South African car insurance statistics highlight the real numbers behind uninsured drivers, vehicle theft and accident exposure — and why cover matters more than many motorists realise.

Realistically your insurance should change. Your car gets older. Your risk profile shifts. Insurers adjust their rates. A comprehensive Car Insurance quote that was competitive three years ago might not be the most affordable Car Insurance option available to you today.

If you've found the car you love but it's too expensive, you're not alone. Most people don't have enough cash available to buy a car outright, which is why they turn to car financing.