When you apply for a Personal Loan, credit card or retail account, some of the biggest factors that lenders take into consideration when calculating your creditworthiness are your previous payment behaviour and the number of accounts you have. What you may not be aware of is that not every financial activity will necessarily damage or improve your credit score.

So you’ve turned 18, you’ve got your learner’s licence, and you’ve decided it’s time to take the big test so that you can get yourself out onto the open road. While it’s an exciting time becoming a legal driver, the whole process can seem a little daunting. From booking your test to finding the right instructor, there are a number of steps you have to complete and forms you have to submit to get the process rolling, and it can all get quite confusing.

Working from home is just like running a business on a main street. You must conduct yourself in a professional manner when dealing with customers. You must ensure that your products and services are up to the standard your clientele expect. Adding to this, you face the same risks and liabilities as any other company.

One of the biggest concerns you may have in the aftermath of a car accident, is figuring how to seek compensation to fix or replace your car. A car accident can be a devastating and scary incident but it’s important to handle yourself correctly to achieve a positive outcome. Once you’ve assessed your own injuries, notified the police, and exchanged information with the other driver, you can get started determining the damages to your car and get the claims process started.

The purpose of a Funeral Cover policy is to cover the burial expenses such as buying a casket and paying the funeral director when you or a loved one passes away. It’s comforting to know that you’re financially protected against a death in the family and that your surviving loved ones can grieve without having to worry about how those funeral bills are going to be paid.

Starting up your own business can be a fun adventure. Being your own boss means that you can run your company how you’ve always wanted to, set your own hours, and even work from home. But while there are a host of things that will be new and exciting you also have to think about protecting your business’s finances and assets. Having Business Insurance is a vital part of running your business smoothly.

Vehicle crimes such as hijacking affect South Africans a lot more than we are aware of. Not only is it about losing a vehicle and going through a traumatic experience, but there are also huge financial implications.

The former Portuguese colony of Mozambique, is an East African country bordered by South Africa, Tanzania, Malawi, Zimbabwe, Zambia and Swaziland. Surrounded by the warm, clear waters of the Indian ocean, travellers can explore this paradise from its white palm-tree filled beaches, its cluster of islands just off its southern and northern coastlines, or from a nearby nature reserve filled with local wildlife.

In the aftermath of a car accident, one of the first things that Car Insurance companies do before processing a claim, is pinpointing who is partially or fully to blame. The company usually takes into account the police report describing circumstances that led to the accident and the actions of the drivers involved to conclude who is responsible for damages.

If you’re wanting to explore a slice of the Mediterranean, Croatia is the holiday destination for you. This Eastern European country is filled with a diverse and picturesque terrain, from clean white beaches and warm, strikingly blue waters, to lusciously green mountains and breathtaking lakes. With a rich history and architectural features reminiscent of the Roman era, this island-based Mediterranean destination offers South African travellers a Mediterranean experience second to none.

Home to the Namib, the oldest desert in the world, Namibia is a vast Southern African country that offers an abundance of outdoor adventures and tranquil escapes. As the 34th largest country in the world, Namibia also has one of the lowest populations in the world, at only 2.59 million as of 2017, emphasising its great distance between towns. With Namibia’s currency worth the same as South Africa’s, South Africans will find it a budget-friendly destination.

The second destination in our most affordable countries for South Africans to travel to series, is Bali. An island and province of Indonesia, Bali is renowned for its impressive arts sector, cultural diversity, coral reefs, tropical beaches, and active volcanoes.