Considering the high cost of owning a car, many motorists pinch every penny they spend on it and may even start looking at saving a few extra bucks on their Car Insurance. While there are a variety of ways insurance companies allow a discount on their premium, not all drivers play fair.

We’re more than halfway through 2018 and while the summer holidays may still seem far away, some of us will be getting things in order for a trip overseas or even across the country. When you’re travelling, you’re sure to carry important information on you that must be kept safe, from your passport and air tickets, to driver’s licence and accommodation bookings. But many of us forget about the important information we keep and have access to on our devices.

Poor road conditions can make driving a real challenge for motorists and can even result in vehicle damage or an accident. Potholes - a common sign that a road is deteriorating– are widespread throughout South Africa; according to the Johannesburg Roads Agency (JRA), 48% of the city’s roads have been identified as being in “poor” or “very poor” state while a poll by Wheels24 also ranks East London, Durban and Bloemfontein’s roads below top standard.

If going to the movies is one of your favourite leisure activities, then you know how expensive it has become to go and see the latest blockbuster on the big screen. Considering the price of a cinema ticket nowadays, it’s easy to see why many adults prefer to watch new releases at home on their laptops or flat screens rather than opt for the movie-theatre experience.

So you’ve turned 18, you’ve got your learner’s licence, and you’ve decided it’s time to take the big test so that you can get yourself out onto the open road. While it’s an exciting time becoming a legal driver, the whole process can seem a little daunting. From booking your test to finding the right instructor, there are a number of steps you have to complete and forms you have to submit to get the process rolling, and it can all get quite confusing.

According to a survey conducted by the Organ Donor Foundation (ODF) in 2017, 4 300 adults and children in South Africa are in need of a new organ, but only 361 transplants took place last year. Their studies further reveal that only around 0.2% of South Africans have registered as organ donors. South Africa is clearly in need of more donors, but many don’t understand the process, and possibly don’t know that one person can help up to 50 people through donating various organs and tissues.

When you apply for a Personal Loan, credit card or retail account, some of the biggest factors that lenders take into consideration when calculating your creditworthiness are your previous payment behaviour and the number of accounts you have. What you may not be aware of is that not every financial activity will necessarily damage or improve your credit score.

South African motorists are locked in a seemingly constant battle with the high cost of fuel. The price of petrol has already climbed by 49 cents per litre in May and 82 cents per litre again in June. Forecasts now show we may be on track for another possible rise in July, while some even predict that it could cost R20 per litre to fill up our tanks by the end of 2019 if the rand continues its weak streak against the dollar.

Working from home is just like running a business on a main street. You must conduct yourself in a professional manner when dealing with customers. You must ensure that your products and services are up to the standard your clientele expect. Adding to this, you face the same risks and liabilities as any other company.

One of the biggest concerns you may have in the aftermath of a car accident, is figuring how to seek compensation to fix or replace your car. A car accident can be a devastating and scary incident but it’s important to handle yourself correctly to achieve a positive outcome. Once you’ve assessed your own injuries, notified the police, and exchanged information with the other driver, you can get started determining the damages to your car and get the claims process started.

Do you dream of studying between the gothic towers and green lawns of Cambridge University? Perhaps you imagine yourself working in an office with a view of New York City’s scenic skyline? Or maybe you’ve always wanted to explore the colourful underwater realm of the Great Barrier Reef.

The purpose of a Funeral Cover policy is to cover the burial expenses such as buying a casket and paying the funeral director when you or a loved one passes away. It’s comforting to know that you’re financially protected against a death in the family and that your surviving loved ones can grieve without having to worry about how those funeral bills are going to be paid.