Best car insurance companies in SA

1st for Women stands out for its dedication to female drivers and offers specialised benefits like trip monitoring, panic buttons and crash detection on their comprehensive Car Cover. With their "BetterCar" benefit, they'll pay out the equivalent of the same model car but one year newer if your car is written off due to an accident.

Absa Bank offers Car Insurance in two ways: through their app-based Activate plans or iDirect, which you can purchase via their call centre. They have an easy-to-use self-service portal as well as value-adds like credit shortfall cover, scratch and dent cover and mechanical breakdown warranty.

Auto & General offers comprehensive coverage tailored to your needs, with an emphasis on hassle-free claim processing. They're also known for their Young@Heart benefit for members over 50, which includes Cash Back Plus, rewarding you with up to your full first year's premium back for staying claim-free for four years, a R5,000 Funeral Plan, and the option to remove your basic excess.

Budget Insurance is renowned for its affordable coverage that doesn't compromise on quality. Their streamlined processes and online tools make claims easy, while additional benefits like flexible payment options and 24/7 customer support make them a top choice for budget-conscious drivers seeking reliable protection.

Dialdirect is all about less 'YADA YADA' and more of what you need. Their bundled deals give you more bang for your buck: for instance, their Streetsmart Combo gives your car, pothole and cell phone cover in one. Their unique benefits include same-day claim payment on certain claims and cash back after four years of consistent and claim-free cover.

Discovery offers motorists market-leading cover at great prices. Their members enjoy benefits such as paying no excess on certain claims, the option to write off their car at a lower level of damage and the opportunity to join Vitality Drive, the driver behaviour programme that rewards good driving habits.

To keep your ride on the move, choose FNB Car Insurance. FNB lets you apply for insurance on their app and you can earn up to 15% of your premium back in eBucks every month. Their comprehensive plan includes a repatriation benefit if you break down in certain African countries outside South Africa, as well as roadside and emergency medical assistance.

iWYZE car insurance provides affordable yet comprehensive coverage, with a focus on simplicity and transparency. A product of Old Mutual, it distinguishes itself with its "Cash Back Plus" feature that rewards safe driving behaviour with moneyback incentives.

King Price's customer-centric approach is evident in their "Royal Service," offering personalised assistance and support tailored to each person’s needs. They’re also known for their "Decreasing Premiums" model, where premiums decrease monthly as the value of your insured vehicles go down.

MiWay offers comprehensive plans, affordable premiums, great customer service, and easy-to-understand excess amounts. Policyholders get free roadside emergency assistance plus the use of their “WeDrive” service, which gets you home safely in your own car if you can't drive.

With Momentum Insure’s car insurance, you get up to 30% cashback every year, even if you claim, with Safety Returns. You also get access to safety features on the Momentum App, making it easy to feel safe, wherever you are. Momentum Insure uses smart technology to give you flexible insurance solutions, tailored to your needs.

Naked makes insurance simple. In under 90 seconds, you can get car insurance online, no calls or hassle. Insure your car for its retail value and choose your excess on their app. Their "CoverPause" feature allows you to save up to 50% by pausing your accident cover on the app; you'll still be covered for theft or damage caused by nature and other stationary risks.

Enjoy the freedom your wheels give you with Nedbank. Nedbank covers all kinds of vehicles, including motorcycles, trucks, vans, SUVs, boats, caravans, and trailers, and has various car hire options to suit your needs and pocket. Home and roadside assistance services are available as well as 4x4 off-road cover and cover for classic cars.

Old Mutual car insurance stands out with its "DriveSave" program, which leverages telematics technology to reward safe driving behaviour with discounts of up to 20% for its policyholders. The brand is also committed to sustainability through their "Greenlight" initiative, where policyholders who drive eco-friendly vehicles are eligible for discounts.

Pineapple Car Insurance offers a "Drive Less Get Blessed" discount, giving policyholders up to 30% back each month for driving 300km or less. Their innovative self-service platform, including free automatic crash detection in the app, lets customers manage their policies independently, from quote generation to policy adjustments.

Santam offers the kind of comprehensive service that comes with being one of South Africa's longest-standing insurers. Cover includes 24/7 emergency roadside services at no extra cost, along with SmartPark™, which can save you up to 20% on your premium if you drive less than 15,000km a year.

Standard Bank offers personalised premiums to ensure you pay for cover that's based on your unique risk profile. Policyholders enjoy added benefits including emergency help on the road or at home, and UCount Rewards members get 50 UCount tiering points allocated each month with their car cover.

Die mense sê Virseker het die beste* diens in versekering, so ons nooi jou uit om dit self te kom ervaar. Ons bied omvattende karversekering tot kompak opsies met verskillende grade van dekking sodat jy net betaal vir wat jy nodig het.