Under 25 Car Insurance | Compare Quotes

There’s nothing like the freedom of having your own set of wheels.

Whether you’ve just turned 18 or have been driving for a little while, you’re probably after cheap car insurance. But you’ll quickly find out that your age can have a big effect on your Car Insurance premium.

Although it might be tempting to skip the monthly payments so you have more cash for fun, car insurance is super important for ensuring that you stay covered on the road and don’t end up out of pocket if something goes wrong.

Cost of Car Insurance for under 25s

Car insurance costs for under 25s depend on factors like your insurer, policy, and vehicle. While exact prices vary, young drivers typically pay more due to age-related risk factors.

Males aged 18-25

Top 5 vehicle premiums compared on Hippo for Males Aged 18-25 based on total number of quotes requested on 10 December 2023.

•VW Polo: Lowest Premium R1,813 / Highest Premium R2,342
•VW Polo Vivo: Lowest Premium R1,521 / Highest Premium R1,927
•Ford Fiesta: Lowest Premium R1,246 / Highest Premium R1,558
•Suzuki Swift: Lowest Premium R1,722 / Highest Premium R2,136
•Hyundai i20: Lowest Premium R1,486 / Highest Premium R1,950

Females aged 18-25

Top 5 vehicle premiums compared on Hippo for Females Aged 18-25 based on total number of quotes requested on 10 December 2023.

•VW Polo: Lowest Premium R1,407 / Highest Premium R1,693
•Kia Picanto: Lowest Premium R1,124 / Highest Premium R1,364
•Suzuki Swift: Lowest Premium R1,398 / Highest Premium R1,670
•Kia Rio: Lowest Premium R1,531 / Highest Premium R1,926
•VW Polo Vivo: Lowest Premium R1,237 / Highest Premium R1,501

Why the numbers vary

Understanding why age impacts premiums and finding ways to lower costs can help you manage your budget effectively.

Exact prices vary by insurer, policy type, vehicle, driver profile, claims history, location and excess.

Premium examples are based on total number of quotes requested on Hippo on 10 December 2023.

Compare 13 of SA's top Car Insurers

We are always trying to add more brands for our customers. If you don't see a brand, that's their decision.

All our Car Insurance partners are licensed FSP's and vetted to meet our internal compliance and quality standards.

Under 25 and looking for car insurance?

South Africa’s Leading Car Insurance Comparison Website

1,3 MILLION car insurance quotes per year. That’s a lot of saving!

I was looking for insurance quotes andhippo managed to show me the most affordable options available for me. It really helped me to make an informed decision about my car insurance.

Anonymous

It was easy because I didn't have to fill in my personal details I only entered my ID number and that was it. The option of having many quotes to choose from one app is really time saving....... WELL DONE HIPPO, WELL DONE ☺️

Moeketsi

I can compare quotes without having to personally speak to different insurance companies. I compare quotes at my own time and hassle free♥️ I get a range of the best quotes and I get to choose who contacts me and at what time♥️.

Axe

Independent Service Rating: 4,5/5 based on 20 704 service ratings.

Why Age Affects Insurance Costs

Drivers under 25 are seen as high-risk due to limited driving experience.

Comparing quotes helps you see which insurer gives you the best deal for your age, vehicle and cover needs.

Limited driving experience

Drivers under 25 are seen as high-risk due to limited driving experience. Inexperience often leads to more accidents, making younger drivers a bigger liability for insurers.

Higher accident risk

Because younger drivers are more likely to be involved in accidents, providers charge higher premiums to offset this risk.

Safer driving still matters

This approach also discourages reckless driving and reduces potential claims. Building a safe driving record over time can help improve your insurance profile.

Don’t overpay just because you’re under 25

Vehicle Cover: Expert Tools, Tips & Guides

Welcome to our comprehensive Car Insurance Guide, where we've compiled essential information, tools, and insights to help you navigate the world of car insurance in South Africa.

Car Guide

A guide to South Africa's car brands and typical insurance costs for each.

Vehicle Premiums by Demographic

Learn how gender, income, and lifestyle impact car insurance rates and risk profiles.

Vehicle Use Classification

Understand the difference between personal and business use, and how it affects your policy and premiums.

Car Premiums by Age

See how your age affects car insurance costs and what to expect at different life stages.

Car Premiums by Province

Discover how location influences your premium, with insights from regions across South Africa.

Exploring Car Insurance Options

Understand the different levels of coverage available to suit your needs.

Insurance Claim Process

A straightforward guide to filing a claim with your insurer.

Comprehensive Car Insurance

Offers extensive protection against financial losses from a wide array of incidents involving your vehicle.

Third Party, Fire and Theft

Covers damage to others and protects your car against theft or fire damage.

Third Party Only

Safeguards against the costs of damage to other people and their property, without covering your own vehicle.

Car Insurance Values

Understand how different value types, like market, retail and trade-in, affect your cover and payout.

Car Insurance Premium

Key tips to reduce your premium and what factors determine your monthly cost.

Is There Any Way I Can Reduce My Monthly Premium?

What’s the cheapest car insurance in South Africa?

More comprehensive cover means higher premiums. Which means that third-party car insurance will be the cheapest cover for your vehicle in South Africa. Although it’s tempting to save more on your car insurance so that you have more to spend on things you love, remember that you’ll get what you pay for. The cheapest car insurance might leave you wanting more if you happen to get into an accident. If you want complete peace of mind, comprehensive car insurance cover will do it for you.

Why do you need car insurance?

Stats show that out of 10 million motorists in South Africa, 65% are uninsured. That means more than half of the drivers you see on the road aren't covered to pay for your vehicle to be repaired if they cause an accident. Plus, accidents, vehicle theft, and breakdowns can happen when you least expect them. Car insurance can assist with paying towards these costs and help you when you're in a bind.

What does it cost to use hippo.co.za?

Hippo.co.za is free to use for all South Africans. There are no hidden charges and we do not add any fee to the price you see. You can compare car insurance quotes for FREE today!

Do you give or sell my details to any third parties?

No, we do not. Your details are held securely and we do not share or sell your details to any 3rd parties. As South Africa's go-to for free car insurance quotes, we pride ourselves in treating customers fairly and protecting your data and the way we deal with you.

Compare more than just Car Insurance

With Hippo we make it easy to find great deals across multiple products.

Medical Aid

Gives you access to private healthcare. Compare plans, benefits and costs to find the right fit without paying for cover you don't need.

Medical Gap Cover

Covers the difference (shortfall) between what your Medical Aid pays and what a specialist charges. Gap Cover is not a substitute for Medical Aid.

Medical Insurance

More flexible and affordable than Medical Aid, Medical Insurance covers day-to-day health needs or specific procedures. This product is not a substitute for Medical Aid.

Business Insurance

Protects your business’ property, assets and third-party liability. The right cover depends on the nature, size and risk profile of your operations.

Life Insurance

Provides financial security for your dependants. Ensure your home loan, rental costs, debt and children’s tuition are taken care of when you pass.

Funeral Cover

Covers the immediate costs associated with a funeral. Premiums are influenced by your age, number of policy members and amount of cover.

Personal Loans

Compare rates across multiple lenders to find a fair deal. Rates vary based on your credit profile and chosen loan term, so comparison matters.

Home Contents Insurance

Covers your home's contents against damage, theft and loss. Compare quotes to find the most competitive rate.

Building Insurance

Covers the physical structure of your property against damage. Compare quotes to make sure you're not overpaying.

Motorbike Insurance

Covers your motorcycle against damage, theft and third-party claims. Premiums vary based on your personal profile.

Pet Insurance

Vet bills can add up quickly, especially when unexpected. Compare quotes to find a policy that fits your fur baby’s needs (and your monthly budget).

Travel Insurance

Protects you against unexpected medical and/or flight-related costs when travelling locally or abroad. Premiums vary based on the type of cover you opt for.

Home Fibre

Fibre prices and speeds vary significantly by area and provider. Find the fastest, most affordable package without contacting each provider separately.