Get Comprehensive Car Insurance Quotes Today!
Comprehensive quotes from car insurance companies in under 2 minutes. Compare quotes from South Africa’s top car insurance companies with hippo.co.za.
Comprehensive quotes from car insurance companies in under 2 minutes. Compare quotes from South Africa’s top car insurance companies with hippo.co.za.
from South Africa’s top providers
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A comprehensive car insurance policy gives you cover for a wide range of risks, from fire to accidental damage.
Imagine your garage catches alight and your car gets burnt to a crisp. Or you’re driving home from work and you get involved in a fender bender. Or maybe someone's disgruntled ex mistakes your vehicle for their former lover’s and spray paints some choice words on the doors.
Comprehensive insurance would allow you to claim to repair all of the damages caused—or perhaps even replace your vehicle—in these scenarios.
The comprehensive option gives you the most extensive protection. This is especially important in South Africa, where nearly 60 cars are stolen every day and the roads are littered with vehicle-mangling obstructions like potholes.
All-inclusive coverage: You’re able to claim for damage caused to your car as a result of accidents, fire, natural disasters, vandalism, theft, and more. Financial protection: Coverage pays out for a variety of damages, so it can help protect your finances in a big way. Complete peace of mind: There are enough things to be stressed about on the road; being able to repair your car needn’t be one of them when you have comprehensive cover.
Car insurance companies work out your monthly car insurance premiums based on a couple of different factors, from how old you are to what vehicle you drive. Which makes it difficult to say what comprehensive car insurance will cost in your particular case.
Understanding why age impacts premiums and finding ways to lower costs can help you manage your budget effectively.
That said, comprehensive is the most expensive of the three car insurance options. It can set you back way more monthly than third party only cover.
The best way to find out what comprehensive cover will cost you is to gather and compare quotes from multiple car insurance companies.
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Of course, the best way to know that you’re making the right choice is to compare quotes from multiple companies. Fortunately, that’s easy to do with hippo.co.za .
Comprehensive cover is the most extensive option in South Africa. Here's what you need to know:
It covers accidental damage, theft, hijacking, natural disasters, fire, and third-party claims. It also includes rare incidents like riots and falling trees—excluding general wear and tear or mechanical issues.
Insurers factor in vehicle type, age, location, driving history, claims record, and chosen excess. Optional extras like roadside assistance also influence your premium.
Retail value provides a higher payout but increases your premium. Market value is cheaper but may not cover replacement costs. Choose based on your car’s value and financial needs.
Excess is the fixed amount you pay when claiming. A higher excess reduces your premium but increases your financial burden if you need to claim.
Check for injuries, gather all parties’ details, take photos, and report to police within 24 hours. Then notify your insurer and avoid admitting fault before speaking to them.
Comprehensive cover is ideal for new cars or high-risk drivers. Compare quotes at Hippo.co.za to find the best fit for your needs.
Welcome to our comprehensive Car Insurance Guide, where we've meticulously compiled essential information, tools, and insights designed to assist you in navigating the complex world of car insurance.
Comprehensive Cover: Offers extensive protection against financial losses from a wide array of incidents involving your vehicle.
Third Party, Fire and Theft: Not only covers damages to others but also protects your car against theft or fire damage.
Third Party Only: Safeguards against the costs of damage to other people and their property, without covering your own vehicle.
Vehicle Use Classification: Helps differentiate personal vs business use, which can affect your policy and premiums.
Insurance Premiums by Age: See how your age affects your car insurance costs and what to expect at different life stages.
Insurance Premiums by Province: Discover how location influences your premium, with insights from various regions in South Africa.
Insurance Demographics: Learn how gender, income, and lifestyle impact car insurance rates and risk profiles.
Exploring Car Insurance Options: Understand the different levels of coverage available to suit your needs.
Impact of Excess on Premiums: Learn how your insurance excess can influence the cost of your premium.
Affordable Car Insurance: Tips for finding cost-effective car insurance coverage for peace of mind.
Insurance Claim Process: A straightforward guide to filing a claim with your insurer.
Car Guide: A guide to South Africa's car brands and typical insurance costs for each.
Car Insurance Values: Understand how different value types (market, retail, trade-in) affect your cover and payout.
Car Insurance Premium: Key tips to reduce your premium and what factors determine your monthly cost.
Put yourself in the driver’s seat of your dream car and keep it looking brand-spanking new with value-added insurance products, provided by trusted and reliable South African insurers.
Scratch & Dent
Can't stand to look at those little scrapes, scratches, and dents that tarnish your otherwise-brilliant-looking car? Scratch & dent will pay to repair small blemishes.
Tyre & Rim Guard
South African roads are full of potholes—this we all know. Protect your tyres and rims from damage caused by bad road conditions.
Car Tracker
Many insurance providers prefer for you to have a vehicle tracker installed in your car to minimise the chances of it being stolen, or to assist in recovering a stolen vehicle. Some insurers even offer discounts for it!
Motor Warranty
Extend your manufacturer’s warranty and get cover for the repair or replacement of certain vehicle components.
Service Plan
Keep your vehicle in the tippest, toppest shape with a service plan and cover the costs of scheduled services.
Scratch & Dent
Can't stand to look at those little scrapes, scratches, and dents that tarnish your otherwise-brilliant-looking car? Scratch & dent will pay to repair small blemishes.
Tyre & Rim Guard
South African roads are full of potholes—this we all know. Protect your tyres and rims from damage caused by bad road conditions.
Car Tracker
Many insurance providers prefer for you to have a vehicle tracker installed in your car to minimise the chances of it being stolen, or to assist in recovering a stolen vehicle. Some insurers even offer discounts for it!
Motor Warranty
Extend your manufacturer’s warranty and get cover for the repair or replacement of certain vehicle components.
Service Plan
Keep your vehicle in the tippest, toppest shape with a service plan and cover the costs of scheduled services.
Scratch & Dent
Can't stand to look at those little scrapes, scratches, and dents that tarnish your otherwise-brilliant-looking car? Scratch & dent will pay to repair small blemishes.
