You can find better with Hippo

• Many South Africans are reviewing their finances more carefully, looking for more than just cost savings. Benefits, flexibility and real-life fit matter just as much.
• Comparing products like insurance, medical cover, debt solutions, internet services and business cover helps people find better; whether that’s price, coverage or rewards that support their goals
• 81% of people who switched car insurance via Hippo paid less, saving an average of R539 per month.
• When comparing multiple products, 96% found savings, averaging R1,208 per month.

South Africa’s economy may be showing early signs of improvement, but for most households, money continues to feel tight. Between rising everyday costs and slow-moving salaries, the pressure on budgets is pushing us all to take a closer look at our finances. This is exactly the moment when insurance premiums come under scrutiny, as more people take a step back and ask, 'Am I actually getting good value here?'

That’s when having the ability to look around and compare becomes so useful. It doesn’t have to lead to some big, dramatic move. It’s a quick, practical way to turn the question of value into a clear answer.

The research proves you can find better insurance

You don’t have to take that statement at face value, either. Independent research from KLA gives a pretty useful snapshot of what’s happening out there. South Africans who switch after getting a quote on Hippo.co.za aren’t just hoping for savings, they’re seeing them, across a range of products.

• 81% of people who switched car insurance ended up paying less
• Average saving: R539 per month
• 96% saved when comparing multiple products
• Average saving across products: R1,208 per month

There’s also a noticeable change in behaviour behind those figures. People are taking a more active role, looking at benefits, rewards, and how well a product fits their current life.

Sure, price still matters. But it’s no longer the only thing under review.

Where Hippo fits into that shift

Hippo.co.za isn’t an insurer, which is part of what makes it useful.

Its role is to simplify comparison by bringing multiple quotes into one place, so you can see:

• What you’ll pay
• What you’ll get
• Where the differences start to show

The pricing is the same as going directly to the provider. The difference is that you’re not working through each option one at a time.

Hippo will not spam call you

Hippo used to have a reputation for spamming users with calls, and fair enough, that feedback was taken seriously. Hippo no longer does the calling. If you do hear from someone after submitting your details, it’s the provider linked to the quote you chose to engage with. Once your details are passed on, they take it from there.

What insurance can you compare (and why it matters)

Most people don’t review their insurance often enough, and as a result, their cover drifts out of alignment with their lives. Hippo brings the following range of products into one place so you can check that alignment more easily.

Insurance cover

Insurance is one of the few places where two people with the same profile can pay very different prices. That’s why it’s worth checking what you’re paying against what’s available.

Car Insurance

Car Insurance covers damage to your vehicle, third-party liability, and theft, based on factors like mileage, location, and driving history. Insurers weigh these factors differently, so comparing quotes can uncover cheaper premiums for the same car and risk profile.

Home Contents Insurance

Home Contents Insurance protects the movable items in your home, including furniture, appliances, and personal belongings. Many people underestimate the total value of their home contents, so comparing policies helps ensure your cover reflects real replacement costs rather than outdated estimates.

Buildings Insurance

Buildings Insurance covers the physical structure of your home, including walls, roofs, and fixed fittings, against risks like fire and weather damage. Rebuild costs often rise faster than expected, so comparing policies helps ensure your insured value keeps pace with real construction costs.

Motorcycle Insurance

Motorcycle Insurance covers your bike against theft, accidents, and third-party damage, with pricing often influenced by engine size and riding frequency. Because bikes are generally higher risk and more theft-prone than cars, comparing policies can highlight differences in excesses and cover limits that aren’t obvious upfront.

Travel Insurance

Travel Insurance covers medical emergencies, trip cancellations, and lost luggage while you’re travelling. The detail sits in the fine print, so comparing policies helps you spot exclusions, claim limits, and excesses that could affect payouts.

Pet Insurance

Pet Insurance helps cover vet bills for illness or injury, which can quickly run into thousands for serious conditions. Plans vary widely in annual limits and exclusions, so comparing options helps avoid policies that cap out before major treatment is complete.

Life Insurance

Life Insurance pays out a lump sum to dependants if you pass away, typically to cover debts and ongoing living costs. As income, debt, and family responsibilities change, comparing policies helps ensure your cover amount still matches what your household would need.

Funeral Cover

Funeral Cover provides a quick payout to cover burial and funeral expenses, often within days of a claim. Costs and benefits differ significantly between providers, so comparing policies helps avoid overpaying for similar payouts or restrictive conditions.

Medical cover

Medical cover options can look similar on paper, but the detail is where the real differences sit. Comparing options helps you understand exactly what you’re paying for, and what you’ll get back when you need care.

Medical Aid

Medical Aid covers in-hospital treatment, prescribed minimum benefits, and often a portion of day-to-day expenses, depending on the plan you choose. Plans vary widely in terms of hospital networks, savings structures, and out-of-pocket costs, so comparing options helps you avoid paying for benefits you don’t use or missing ones you need.

Medical Insurance

Medical Insurance, a completely separate cover to Medical Aid, provides defined cover for specific events, such as hospital stays or basic day-to-day care, usually with set limits and conditions. Because benefits are more restricted and structured differently to Medical Aid, comparing policies helps you understand exactly what is included and where you may still need to pay yourself.

Gap Cover

Gap Cover is designed to work alongside a Medical Aid, covering the shortfall between what specialists charge and what your scheme pays. Shortfall limits, co-payment cover, and exclusions differ between providers, so comparing options helps ensure you’re protected against the kinds of claims you’re most likely to face.

Money and Debt solutions

When it comes to debt, even small differences in structure can cost you over time. Comparing options shows you where interest, fees, and timelines can be tightened.

Personal Loans

A Personal Loan is a fixed amount borrowed and repaid over a set term with interest and fees. Lenders price risk differently, so comparing rates and terms can cut the total interest you pay, even if the monthly instalment looks similar.

Debt Consolidation

Debt Consolidation rolls multiple debts into one new loan with a single repayment. Whether it saves you money depends on the new interest rate and repayment term, so comparing offers helps you avoid paying more over a longer period.

Debt Counselling

Debt Counselling restructures what you owe into one repayment plan, negotiated through a registered counsellor with your creditors. Fees, repayment periods, and how payments are allocated can vary, so comparing providers helps ensure the plan reduces pressure instead of extending it unnecessarily.

Internet services

Internet needs change quickly, especially as more devices and services rely on a stable connection. Comparing options helps you match what you’re paying for with how you use the internet.

Fibre

Fibre delivers high-speed, fixed-line connectivity to your home, with packages priced based on speed tiers and service providers. Prices, speeds, and reliability can differ between providers on the same network, so comparing options helps you avoid overpaying for unused speed or settling for slower performance at the same price.

Business Insurance

Business cover should track how your business operates today, not how it looked when you first set it up. Comparing policies helps you spot gaps in cover, outdated limits, and areas where you’re paying for risk you no longer carry.

Business Insurance

Business Insurance covers your premises, stock, and equipment against risks like fire, theft, and business interruption. Stock levels and asset values change over time, so comparing policies helps ensure your cover reflects what it would cost to replace what you own today.

Commercial Vehicle Insurance

Commercial Vehicle Insurance covers vehicles used for business, including accidents, theft, and third-party claims. Premiums are based on usage, drivers, and mileage, so comparing options helps you adjust cover as your fleet grows or usage increases.

Commercial Property Insurance

Commercial Property Insurance protects the physical building and fixed assets your business operates from. Rebuild costs and property values can shift quickly, so comparing cover helps avoid being underinsured if you need to repair or rebuild.

Professional Liability Insurance

Professional Liability Insurance covers claims where a client alleges financial loss due to your advice, service, or work. As contract sizes and client expectations grow, comparing policies helps ensure your cover limit matches the potential size of a claim.

Public Liability Insurance

Public Liability Insurance covers injury or damage claims brought by third parties interacting with your business. Claim amounts can escalate quickly, so comparing policies helps ensure your limits are high enough to cover legal costs and settlements.

Event Liability Insurance

Event Liability Insurance provides cover for once-off risks linked to hosting or running an event. Requirements differ by venue and scale, so comparing policies helps you meet specific cover requirements without paying for unnecessary add-ons.

Business Legal Cover

Business Legal Cover helps cover legal costs for disputes with employees, suppliers, or clients. Policies differ in what types of disputes are included, so comparing options helps ensure you’re covered for the issues your business is most likely to face.

Employee Benefits

Employee Benefits include group risk cover such as life, disability, and sometimes health-related support for your staff. Comparing providers helps you balance cost with meaningful cover, so benefits remain competitive without becoming a fixed expense that’s hard to sustain.

Find better cover with Hippo today

Unlike unpacking your passage cupboard, reviewing your insurance doesn’t have to turn into a full weekend project. Instead, you can think of it as a quick and painless sense-check. Are you still getting decent value for what you’re paying? Does your cover reflect where you are in life right now? And if you had to look today, would you choose the same option again?

Hippo.co.za makes it easy to answer those questions without a lot of effort. You can see your options clearly, compare them properly, and take it from there at your own pace.

This article is for informational purposes only and should not be construed as financial, legal, or medical advice. Coverage terms, pricing, and availability may vary. Always review policy documents carefully and confirm current pricing with suppliers before making any decisions.