How to Choose the Best Savings Account for You

Saving your money is easier with some banks than with others, with interest rates and bank fees affecting how fast your savings grow. Here’s what to look for when comparing savings accounts to ensure you get what best suits your needs.

Banking Fees Guide for 2020/2021

A bank is just like any business: it’ll charge a fee for its services. These fees – called ‘bank charges’ or ‘service fees’ – differ from bank to bank, though, so it pays to check them whenever you’re comparing your options.

5 Myths About Fibre Internet Connection Dispelled

People tend to resist change, but if you’ve endured a slow or unreliable internet line during lockdown, you’ll be looking at making a shift. Read on as we dispel the most common myths around getting a fibre connection.

Here’s What We Learned About Medical Aid in 2020

The opportunity to make annual changes to medical aid plans is almost upon us, so it’s the perfect time to reassess your needs.

How Comparison Makes Life Choices Easier

Hot dogs or boerewors rolls? Wine or beer? TV or books? Should be easy to answer, right? Here’s what happened when we actually asked…

How South Africans Invest (And What’s Probably Best for You)

What are the most popular savings vehicles for South Africans, and what are their pros and cons? We asked two financial planning professionals.

What Happens with Insurance After You’re in a Car Accident

Bad news: you’ve been involved in a car crash. Worse news: you’re not sure how to handle the insurance part. Good news: we’re here to walk you through it.

Here’s How South Africans Cut Expenses this Year

Between the global pandemic and the knock-on economic effects, South Africans have had to find ways to make ends meet under trying conditions this year. Most people couldn't rely on loans, so here's what they've done to cope instead.

What to Look for When Switching Medical Aids

Considering changing your medical aid for 2021? Here’s what you need to know before you do.

How to Make Better Decisions – Starting Now

Brain fog, analysis paralysis... The effects of information overload are real. But there are ways you can avoid having your brain curl up into a noodle because it has too much to deal with.

Where is South Africa’s Internet Connectivity Headed Next?

Travelling at the speed of light isn't something that only happens in sci-fi movies. These days, that's exactly what a lot of your data does. No idea what we're talking about? Read on.

Are You Driving SA’s Cheapest Car to Insure?

Looking to pay less than a grand but still have your shiny new ride? For less than R1,000 per month, you could get a new car comprehensively covered. Here are the best new cars to buy in SA right now.

Comprehensive car insurance vs third party only insurance

Third-party liability insurance only can seem like a cost-saving option over comprehensive insurance, but an incident involving your car could end up costing you more than you bargained for.

Struggling to Manage Your Finances? Make Comparison Part of Your Savings Journey

You might already be a black belt when it comes to finding deals on things like smart phones and sneakers, but the amount of money you save by shopping smart shouldn’t stop there. Comparisons can help you find savings on bigger (unavoidable) expenses like car insurance, medical aid and even your home loan. Here’s how.

Quit Smoking? It’s Time to Check Your Life Insurance Premiums

Does quitting smoking make a difference to your life insurance premiums? We investigated.

How Rewarding Are SA’s Biggest Medical Aid Rewards Providers Right Now

Discovery Vitality vs Momentum Multiply: we compare SA's two biggest medical aid rewards programmes in the time of COVID-19 and beyond.

Medical Savings Account Already Empty?

Are you paying monthly premiums for medical aid, but always end up paying cash for visits to the doctor because your medical aid savings keep running out? Here's how comparing medical aid schemes can help you find one that fits better.

Here’s How to Resolve Issues with Your Insurer As Efficiently As Possible

Banging your head against your (home) desk because of insurance-claim issues? Here are ideas to resolve things with your insurer without involving the ombudsman. Hint - start by doing your homework...

Home Loans and How to Get the Most Out of New Lower Interest Rates

Interest rates have dropped to record lows, meaning that if you're looking to get into the housing market, now is the best time to do so. And if you already have a bond, here's how you can pay off some of it quicker.

About to Lose Your ADSL? Here’s What to Upgrade to and How to Upgrade with Ease

If ADSL is about to be discontinued in your area, don't be worried. Here's how a quick comparison will have you hooked up with a sweet new internet connection deal in no time at all.

What is Debt Counselling & Is It For Me?

Debt counselling was introduced as part of the National Credit Act back in 2007. The reason it exists is simple: to help people who are either in too much debt or soon-to-be over-indebted to repay their outstanding debt through one affordable repayment amount that is agreed with all creditors.

What Is Debt Management?

You may have heard the term debt management. Although it sounds like quite a mouthful, quite simply, debt management is a financial solution that can help manage your debt and ease financial strain. When it comes to debt management, there are two possible solutions to consider: debt counselling or a debt management or consolidation loan. But what is the difference between the two?

How Your Risk Factors Affect What Loans You Can Get

Do you need to get your finances back on track? A personal loan can help, but not all loans are the same. You'll need to know how the bank will determine whether it will grant you a loan, how much you can borrow and what interest rate they'll charge.

How to Hold Your Internet Service Provider Accountable

In this age of constant streaming for work, school and everything else, the days of being stuck with an unreliable internet connection should be behind us. Is your ISP doing right by you? Here's how comparing your current connection against what is available in the market, to see if you are actually getting what you signed up for, is a crucial part of ensuring you're getting the best service.

Driver's Licence Renewal Guide

The time has come for you to renew your driver’s licence and you’re probably already dreading dealing with all the administration. Don’t be! Our quick guide to renewing your driver’s licence will help you get it done in no time.

Tips for Renewing Your Car Licence

If you own a car, you may have noted that you didn’t get a reminder notice this year about renewing your licence. Have you checked on your windscreen for when your licence expires? Unfortunately, AARTO (Administrative Adjudication of Road Traffic Offences) is currently not sending these notices out, which may mean that many people have either forgotten to renew them or may not know how to do it…

Importance Of Having A Car Tracker Installed

A car tracker is a small device that when installed in your vehicle, makes a big difference – to your safety, your budget, your insurance premiums and your chances of recovering your vehicle if it's stolen.

What to Do When You’ve Previously Cancelled Your Car Insurance and Need a New Policy

It's usually harder and more expensive to get car insurance again if you've had a break in cover. But reinsuring your vehicle after having cancelled in order to manage your lockdown budget is a vital step towards repairing your now-damaged risk profile.

Why You Should Consider Third-Party Car Insurance

How a car accident can ruin your finances, and why third-party liability insurance is absolutely essential.

The Best Life Insurance for You Isn’t Necessarily the Cheapest

Finding a life insurance policy that works for you doesn't have to be complicated. The key is to understand what you need it for, and to ensure you pick one that works best for your needs. And that's not necessarily the one with the cheapest life insurance premiums.

Helping Your Kids Survive Lockdown

Lockdown has been hard on you as an adult, but it's been hard on kids too, who may struggle to fully understand why their lives have changed. Here are a few tips to help you help them navigate this new world and social distancing. It's not just for their sanity, it's for yours too!

Less Driving Doesn’t Mean Less Risk for Your Car

When considering the risks associated with owning and driving a car, most people think about traffic accidents. So, surely, lockdown and less driving mean you're less at risk and should cancel? Hit the brakes! That isn't the only consideration of risk. Here is why you still need that car insurance.

Why Cancelling Your Car Insurance Is a Bad Long-Term Financial Decision

Picture this: it’s life after lockdown and you are finally back on track with your budget. You’re relieved that you can afford to pick up those payments you decided to drop to spare your pocket. You can insure your car again… But then comes the shock: your premiums are suddenly far higher than what you were paying before the lockdown! What happened?

COVID-19 Increases Risk of Other Medical Conditions

At a time of increased stress, anxiety and loneliness, your immune system is going to take a beating. Keep yourself safe by knowing the risks, and getting the medical aid coverage you need. If you haven't looked into joining a medical aid scheme, let's show you how.

Sleep to Cope with COVID-19

The pandemic has negatively impacted many people's incomes, and the financial stress can be causing many sleepless nights. The best decisions are made when the brain is well rested, so make sure you get some shuteye before you start planning your future.

Don’t Cancel Your Car Insurance

With lockdown and working from home being the order of the day, dropping car insurance to save on monthly premiums may seem like a good way to save money, but in the long run, it could hurt you more.

How to work from Home Better

Now that you've settled into the new world of working from home, here are a couple of tips to take things to the next level.

Medical Gap Cover: Closing the Gap Between What Your Medical Aid Covers and Your Healthcare Costs for In-hospital Expenses

The majority of people are on medical aid plans that cover in-hospital specialists' charges at 100% of the medical aid rate. In most instances, specialists charge more than 100% of the medical aid rates, potentially leaving you with a shortfall that you have to pay from your pocket. Depending on your medical aid plan, you may be covered for up to 300% of the scheme rate. This means that if the specialist's charges for in-hospital expenses are three times the general medical aid rate, your medical aid is sufficient. Medical gap cover is an insurance that will fill in the difference, should the specialist's charges be higher, rather than leaving you with what could be a large bill.

How to Pick the Right Life Insurance Cover

You've insured your car, your smartphone, your home... But what about you? Compare life insurance policies, and make sure you get the cover that's right for you.

Why You’ll Need Fibre for Life After Lockdown

We're in uncharted territory as the nation lives through an unprecedented lockdown. Stay connected – and sane – by following these tips for a happy, healthy COVID-19 isolation.

Your Home Is Your Everything. Here’s How You Can Protect It

Just like that, our homes became offices, gyms and classrooms. As COVID-19 changes our home's roles in our lives, the need to keep them protected and insured is more important now than ever before.

How Worries Around COVID-19 Shape Our Buying Habits

We are living in a state of heightened worry as COVID-19 threatens our health and shuts down economies around the world. Here is how stress may be affecting our ability to make sound decisions during this time, and how we can ensure that we're coping well.

Evaluate And Get Your Finances COVID-19 Ready

COVID-19 is forcing us all to re-evaluate how much money we're spending. This is an opportunity to 'audit' your expenses (car, life insurance) by comparing those recurring expenses to find savings.

Does My Medical Aid Cover Me During a Pandemic?

During times of chaos, do you know how far your medical aid will go to ensure your health is covered? Here’s a look at some common coverage questions.

A Guide to Your First Medical Aid

In South Africa alone, out of a total of 80 different medical aid schemes, there are 20 open schemes of which anyone is free to join. For a first-timer, the choice can be daunting.

Breast Reduction Surgery – Why Won’t Medical Aids Cover?

More than the struggle to find well-fitting clothing, the volume and weight of disproportionately large breasts cause a woman numerous physical problems that can have far-reaching psychological repercussions.

Is rent-to-own car financing risky?

If you've found the car you love but it's too expensive, you're not alone. Most people don't have enough cash available to buy a car outright, which is why they turn to car financing.

Does Medical Aid Have to Be So Complex?

The new generation of medical aid customers are curious, want to understand the details, and expect great customer service. But the complexities of the medical aid industry makes choosing one – specifically the right one – not a simple matter.

Mammograms & Pap Smears – Do Medical Aids Cover?

Breast cancer, followed by cervical cancer and cancer of the uterus, is one of the most common cancers among South African women and the number of incidences are increasing.

Are balloon payments a good way to save on car repayments?

Buying a car is a big financial commitment and figuring out how you're going to pay for it beforehand is the best way to make sure you stay within your budget. If you want to buy a car and are looking for ways to save on the monthly repayments, you might be considering a balloon payment or residual value loan.

What is the Difference Between Medical Aid and a Hospital Plan? (A Comprehensive Guide - 2023)

In the grand scheme of life, you don't have to worry about trying to decipher the difference between a medical aid and a hospital plan. We know it can feel like you are trying to understand why the chicken crossed the road - we all think we know, but do we really? That's where comes in to save the day. Let's start with the basics.

How To Read My Life Insurance Policy

Understanding any contract that contains a lot of industry-specific jargon can be tricky for the everyday person. When it comes to a life insurance policy, understanding what you're covered for, what the specific benefits and payments are, and what the insurance company is and isn't committing to is very important.

Collecting personal debts from family

This is a tough one. No matter how you approach it, collecting debt from a family member could result in some serious tension and a long-term family feud.

How to Get a Promotion or Increase in 12 Steps

You've got plans. Plans to succeed. Plans to increase your influence at the office. Plans to take home more bacon. The question is: How do you align these plans with how the company views your contributions to its success?

How to Rescue Your Business from Disaster

Could the unexpected devastate your business? A power outage. A disgruntled or injured employee. A flash flood or hailstorm. Don't allow unexpected business interruptions caused by uncontrolled elements to knock your business into the red zone. Whatever emergencies or disasters could arise, preparing for them will help your company weather any storm.

Medical Aid for Young Married Couples

As a young, married couple, when taking out medical aid you should focus primarily on your health needs. First, bear in mind the major medical concerns as well as chronic medication requirements, then consider your lifestyle and finances and how they fit into the structure of the medical aid plan.

Medical Aid Advice for Singles in Their Thirties

The thirties are that stage of life when you're likely to have established yourself in a steady job or career. You've probably also made some big purchases, such as, a house and car leaving very little in the kitty to save for a rainy day.

Why Cape Town is the best place for your start-up

Africa holds a fortune of resources, minerals, and wealth. Accessing this well of potential, however, has historically been a struggle for its inhabitants. That’s all changing though. Countries across Africa are working towards developing cities that can compete internationally in business, tourism, and resources.

What is Gap Cover?

While you may have some form of medical aid plan, depending on its structure, more often than not the scheme will not cover all the doctor and other specialist fees, or all procedures in hospital. Medical gap cover pays the difference between the medical aid rates and the higher actual cost charged.

Medical Aid Providers

As consumers we sometimes tend to think that when it comes to certain products, it's better to go for the bigger brand names. In some cases and industries, this may be true – where their continuing research and development initiatives or advanced technologies are advantageous to you as a consumer.

Comprehensive Medical Aid - Is it for you

In a survey by Stats SA in February 2019, it was found that on average, medical-aid schemes increased their tariffs by 8,3%, slightly higher than the 8,0% average recorded in 2018. In 2020, the upward trend continues, with South Africans seeing average increases as high as 10%.

Your Medical Aid & Health Insurance Options

One of the most common questions medical aid providers receive is “What’s the difference between medical aid and medical insurance?” As consumers, we may be forgiven for thinking they’re the same, and in some ways they are.

Which Are the Best Medical Aid Schemes in 2020?

There are more than 150 'open' medical schemes in South Africa. These are schemes that any member of the public is allowed to join subject to the rules of the scheme.

Switching Medical Aids in 2020

Many people don't realise it but it's important to reassess your medical aid scheme every year. Schemes themselves will revise their benefits annually, so members should do the same to understand whether they're receiving the optimum value based on their individual needs.

The Most Cost Effective Medical Aid in 2020

In 2020, savvy consumers are looking to cut costs, scale down, and consume less. From clothes to cars, we're always on the hunt for the best value for money, and it should be no different with our medical aid. But making medical aid decisions is less fun and more cumbersome than choosing a SUV and takes a little discipline.

3 reasons to explore South Africa on a motorbike

Everyone has a preference for how they like to spend their holidays; some people like to relax in a lavish resort while others prefer a more modest approach, like camping. When it comes to travelling to your holiday destination, opinions vary there too.

What to Look for When Comparing Medical Aids

If you’re an ordinary member of the public, you have 20 open market medical aid schemes to choose from. (The others only being open to certain professional organisations or companies.) So how can you effectively compare them to find the one that’s just right for you? Let’s take you through it.

The top 5 best-selling cars of all time

When thinking about popular cars, vehicles like the Volkswagen Polo and the Toyota Etios probably come to mind. While these vehicles do regularly top local sales charts, they’re not among the top five best-selling cars of all time.

Unpacking 3 Local Tourism Hotspots in South Africa

There is no doubt that South Africa has some of the most magnificent cities and scenery in the world. From the shimmering city of Cape Town to the contemporary art galleries in Maboneng, let’s explore a few hotspots you might be interested in visiting on your next local holiday.

2 Ways to Financially Prepare for a Baby

Planning for a baby can be one of the most exciting times in a person’s life, from going gaga over tiny, cute clothing, to falling in love with the very first ultrasound photo. The joy of welcoming a new life is limitless, but sometimes it can seem like the costs are too.

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