Health Squared

Health Squared provides cover for approximately 43 000 lives and offers a choice of 10 plans options. Premiums for a single member range from R1 081 to R8 058.


Health Squared Cobalt Plan

Cobalt is best suited for individuals requiring extensive medical cover. Whilst it offers unlimited hospital cover at a hospital of choice, planned PMB procedures are subject to a DSP hospital network. In-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from a combination of a savings account and a risk benefit. Additional preventative care benefits are available through the Benefit Booster.

Health Squared Cobalt plan
Health Squared Ultimate plan

Health Squared Ultimate Plan

This plan is best suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are payable from defined limits with additional benefits available for preventative care through the Benefit Booster.

Health Squared Millennium / Millennium Select plan

Millennium is best suited for individuals requiring extensive medical cover. It offers unlimited hospital cover at a hospital of choice with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from savings, a self payment gap and then from the above threshold benefit. Additional benefits are offered for preventative care through the Benefit Booster.

Health Squared Millennium / Millennium select plan
Health Squared Optimum plan

Health Squared Optimum Plan

Optimum is suitable for young families and individuals. Whilst it offers unlimited hospital cover at a hospital of choice, planned PMB procedures are subject to a DSP hospital network. In-hospital specialist bills paid at 100. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from a combination of a savings account and a risk benefit. Additional benefits are offered for preventative care through the Benefit Booster.

Health Squared Flex Plus / Flex Plan

The Flex option is suitable for individuals and young families. It offers unlimited hospital cover through a network of hospitals, or if selecting the Flex Plus option, at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of in-hospital procedures. Day to day claims are paid from defined annual limits. Additional benefits are offered for preventative care.

Health Squared Flex Plus / Flex Plan
Health Squared Advance Plan

Health Squared Advance Plan

Advance is best suited to young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of procedures. Day to day claims are payable from available savings with a separate benefit for specialised radiology.

Health Squared Aspire Plan

The is predominantly a hospital plan which is suitable for young and healthy individuals. It offers unlimited hospital cover at a hospital of choice, with in-hospital specialist bills paid at 100%. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies to this option. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). It offers some joint in and out of hospital specialised radiology benefits, network GP visits, maternity and preventative care benefits.

Health Squared Aspire Plan
Health Squared Rise Plan

Health Squared Rise Plan

Rise is a hospital plan which is best suited to young and healthy individuals. Whilst it offers unlimited hospital cover at a hospital of choice, planned PMB procedures are subject to a DSP hospital network. In-hospital specialist bills are paid at 100%. Co-payments are applied to a comprehensive list of procedures and a short list of in-hospital exclusions applies to this option. Joint replacements are only covered in the case of acute injury (Prescribed Minimum Benefits only). No cover for day to day claims is provided.

Health Squared Foundation Plan

Foundation is an entry level capitated network provider product, which is an affordable plan, ideal for low earning individuals. A short list of in-hospital exclusions applies. ALL treatments are subject to network providers and network protocols.

Health Squared Foundation plan

Lifestyle Programme

Zurreal is a loyalty programme that offers members discounted gym membership, movie tickets, travel and other benefits.