October 2025’s Top 5 Car Brands in South Africa: calm on the forecourt, calm at the bank

October was quiet - in the best way possible. No rate hike drama, no nasty fuel surprises, and for once, even insurance premiums decided to play nice.

The repo rate stayed put at 10.5% (source: www.sarb.co.za), fuel prices held steady, and while car sales ticked along at their usual pace, there was one eyebrow-raiser: GWM is edging very close to the top five. Ford and Hyundai swapped spots again, proving that the middle of the pack is where things are heating up.

So, with stability all around and a bit of competition creeping in, here’s how South Africa’s favourite rides fared this month and what it all means for your wallet.

1. Toyota

Top quoted model: Corolla Cross - steady as always

Toyota’s grip on the top spot is starting to look less like a trend and more like a constitutional right. With the Corolla Cross still leading Hippo quotes, it’s clear South Africans are sticking with the car that rarely gives them a reason to switch.

Key costs:

Average Hippo insurance premium: R1,144
Cost to fill the tank: R1,074
Monthly repayment: R10,874
Purchase price: R501,500

Dependable, practical, and built for long-term peace of mind - like that one friend who never cancels plans.

2. Suzuki

Top quoted model: Suzuki Swift - small car, big win

Once again, the Swift proves that budget-friendly doesn’t mean boring. Even with fuel prices holding steady, this little hatch continues to shine on value. Add slightly lower insurance premiums to the mix, and you’ve got a true South African sweetheart.

Key costs:

Average Hippo insurance premium: R1,271
Cost to fill the tank: R794
Monthly repayment: R4,928
Purchase price: R224,900

Still the go-to for first-time buyers, students, and anyone who likes their commute light on fuel and fuss.

3. Volkswagen

Top quoted model: Volkswagen Polo Vivo – comfort never goes out of style

The Polo Vivo is cruising through October with its quiet confidence. It remains a top pick for those who want familiarity, comfort, and resale value that won’t give you sleepless nights.

Key costs:

Average Hippo insurance premium: R1,261
Cost to fill the tank: R966
Monthly repayment: R5,939
Purchase price: R271,900

As consistent as the repo rate and just as unlikely to surprise you.

4. Hyundai

Top quoted model: i20 – practical pays off

Hyundai claws back a spot from Ford this month, and with the Hyundai i20’s balance of comfort and efficiency, it’s easy to see why. Insurance premiums dropped slightly, and the stable fuel price means drivers are seeing steady, predictable monthly costs - a rare treat these days.

Key costs:

Average Hippo insurance premium: R1,266
Cost to fill the tank: R794
Monthly repayment: R6,756
Purchase price: R309,900

For drivers who prefer a car that just quietly gets on with it.

5. Ford

Top quoted model: Ford Ranger - the strong, silent type

Ford slips back to fifth, but the Ranger remains a heavy hitter. Diesel drivers are still enjoying slightly better running costs than earlier this year, and insurance premiums eased a little too. Big, capable, and built for adventure - just expect a little more wallet weight at the pump.

Key costs:

Average Hippo insurance premium: R1,614
Cost to fill the tank: R1,547
Monthly repayment: R12,432
Purchase price: R574,000

Still the pick for drivers who like their weekends rugged and their engines loud.

Who’s knocking on the door?

Keep an eye on GWM: its steady sales growth and competitive pricing are edging it closer to the top five. With more South Africans open to new brands and better value, the next few months could see an interesting shake-up.

Quick October takeaways

Repo rate steady at 10.5% → repayments unchanged
Fuel prices flat → steady pump costs, no surprises
Insurance premiums dipped slightly → small savings across the board
GWM closing in → competition heating up below the top five

Stability might not make headlines, but it does make for easier budgeting. With premiums trending slightly lower, now’s a good time to check what your car’s really costing you.

Save on Your Car Insurance Today

Even if fuel and rates stay still, your insurance doesn’t have to.

Head to hippo.co.za to compare quotes and see how much you could save this month.

Insurance premiums and repayments vary by provider and individual risk profile. Terms and conditions apply. Sources: naamsa.net, hippo.co.za, wesbank.co.za, caltex.co.za.