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Why do you need Cellphone Insurance?

Considering how much money you have spent on it, losing your cellphone can be costly.

Cellphone Cover gives you peace of mind

Cellphone Insurance can give you peace of mind because your cellphone can easily be replaced with a new one.

Cellphone Insurance covers your mobile phone for loss, damage or theft

Cellphone Insurance covers your mobile phone for loss, damage,
or theft.

Cellphones have become such an important part of our lives, we use it to stay in touch with family, send messages to our friends, take high-quality photos, plan our next business meeting, and share the highlights of our day on social media. If you can’t imagine your life without your cellphone, then you should consider taking out Cellphone Insurance.

You need Cellphone Insurance to protect your mobile lifeline from the risk of theft, loss or accidental damage.

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Cellphone Cover

What is Cellphone Insurance?

What is Cellphone Insurance?

What is Cellphone Insurance?

  • Cellphone Insurance covers the policyholder in the event of theft, loss or damage of their cellphone. In any of these events, the cellphone will be replaced with a similar model, if not the same one. Depending on the insurance company, different policies offer different benefits and exclusions. It’s therefore important to ask all the relevant questions before signing up for Cellphone Insurance.

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Cellphone Cover Questions

Questions to ask prospective Cellphone Insurance providers:

  • Do you only insure new phones or are older cellphone models also accepted?
  • Do certain conditions have to be met to warrant a claim? For example, will I be covered if my cellphone was stolen from the front seat of my car or must it have been locked away in the boot?
  • Are there any waiting periods that apply before my cellphone is fully covered?
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How to claim from your cellphone insurance

How to Claim

  • If your cellphone has been stolen or lost and you no longer have possession of it, the claim normally has to be preceded by blacklisting the phone with the relevant service provider. An ITC number will be issued to you to prove that it has been blacklisted, which you then need to provide to your insurance company as part of the claim. You may also need to report this to the police and they will then issue you with a case number.
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Have any additional questions about Cellphone Insurance?

Check out our glossary of comprehensive list of FAQs.