South Africans, especially Gauteng residents, have experienced unseasonably high rainfall this year, and what followed has been well documented: washed away roads, bridges and dreaded potholes. According to a study done by the South African Road Federation, “potholes are costing motorists R50 billion in vehicle repairs and injury every year”. *
According to hippo.co.za, a financial services price comparison and features site for SA insurers and brands, dents and scratch cover insures the repair of small dents, chips and scratches in the event of accidental damage to the body of your vehicle.
When it comes to tyres and rims, “You are covered against paying out of your own pocket to repair or replace your damaged tyres and rims”, says Carl Louw, Chief Marketing Officer for hippo.co.za . Louw suggests that consumers should check out the terms and conditions of their policy because different insurers make different decisions on how often you can claim, or if they will replace or repair the damage.
If you are one of the affected motorists, now is the time to check your insurance to see if it covers tyre and rim damage caused by worsening roads. “You don’t need an existing car insurance policy to take out this cover, it is a stand-alone,” says Louw, “This applies to dent and scratch cover too.”
*Based on a report by the CSIR Built environment in 2010 (http://www.csir.co.za/pothole_guides/docs/Pothole_CSIR_non-tech_brochure.pdf)
The information provided in this document is not, and does not constitute or intend to constitute financial advice or any Intermediary service as referred to in the FAIS Act.
Established in 2007, hippo.co.za is South Africa’s leading comparison website that helps consumers save money by choosing from a range of financial products including car insurance, home insurance and even cheap flights, from some of SA’s leading brands. Recent independent research commissioned by hippo.co.za revealed that 89%* of consumers saved money when buying or switching insurance providers through the website. Hippo.co.za makes money by simply charging its partners a fee when a customer chooses to find out more about their products. The results consumers see, and the order in which they are presented, is in no way influenced by the fee hippo.co.za charges its partners or any other factors other than price of the product being compared.
*Average savings amount based on 2013 research by Kaufman Levin Associates – Risk Profile Dependent.
Hippo Comparative Services (Pty) Ltd is an authorized financial services provider (FSP number: 16357)